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PayPal: PayPal Credit reviews

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4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Brilliant

5
Brilliant service and so easy to use for online purchases. 4 month interest free payments also fantastic Reviewed on: 8th June 2024
Dylan K's avatar
Dylan K

Quick and Easy to use, spread the cost to suit your...

5
Quick and Easy to use, spread the cost to suit your needs. Reviewed on: 8th June 2024
Douglas's avatar
Douglas

PayPal pay in 3

5
Always my go to payment method. Very handy to have. So easy to use Reviewed on: 8th June 2024
Tylerjthomas's avatar
Tylerjthomas

Very good service and very easy to access this service

5
Very good service and very easy to access this service Reviewed on: 8th June 2024
Prashant J's avatar
Prashant J

Very pleasant so far had no issues

5
Very pleasant so far had no issues Reviewed on: 8th June 2024
Paul l's avatar
Paul l

Interest free credit options on a pre approved status!

5
I like using PayPal for their interest free credit options. It saves me using the very expensive option of credit cards! It also provides the credit option with pre approved status, making the online shopping experience very easy and, very much, instant! Reviewed on: 8th June 2024
Jonathan E's avatar
Jonathan E

Easy to use.

5
Easy to use. I feel in control of finances and increases. Easy to set up direct debit and make extra payments. Reviewed on: 8th June 2024
Jolene S's avatar
Jolene S

Great service.

5
Great service. Never had an issue. Really does help to buy products without pressure Reviewed on: 8th June 2024
Kelly B's avatar
Kelly B

Best way too carry in with buisness needs when funds...

5
Best way too carry in with buisness needs when funds are low,a d pay backntoo paypal within differant options given perfect for me Reviewed on: 8th June 2024
Marc Lovett's avatar
Marc Lovett

It has a very smooth interface.

5
It has a very smooth interface. Good customer service from the team when my account was locked. And the duration I need to pay the money back is favourably to me Reviewed on: 8th June 2024
Ismail J's avatar
Ismail J

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