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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145715 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145715)

Very simple to use and professional application

Very simple to use and professional application Reviewed on: 19th April 2026

Great to build credit The customer service is quick...

Great to build credit The customer service is quick and reliable Reviewed on: 19th April 2026

Helpfull when scammed.

Helpfull when scammed. Money returned straight away. Reviewed on: 19th April 2026

The PayPal credit is easy to use and manage.

The PayPal credit is easy to use and manage. You are protected against issues such as scams, fake sellers or issues with items delivery. Reviewed on: 19th April 2026

I use this regularly.

I use this regularly. It's great that you get more time to pay, so you can spread the cost, especially when money is a bit tight. Reviewed on: 19th April 2026

Excellent service

PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recommend to anyone who is willing to make the monthly payments, which are not high at all. Reviewed on: 19th April 2026

Brilliant as always very safe, quick service and exc...

Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026

Efficient financial services

I've been a customer for a few tears now and use PayPal as a backbone in my finances. Buy in three, transfers and single purchases are regular transactions. Always quick and efficient. I am liking the new delivery tracking too. Reviewed on: 19th April 2026

Very easy to use, safe transactions, clear and very...

Very easy to use, safe transactions, clear and very detailed in app. Reviewed on: 19th April 2026

Safe way to pay.

Safe way to pay. Never enter card details on unknown websites. Reviewed on: 19th April 2026

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