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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145709)

Problem resolved

5
Any issues have been resolved very quickly. Reviewed on: 19th April 2026

Happy Customer

5
Any time ive had an issue they have sorted it out.Great service Reviewed on: 19th April 2026

Easy to Use

5
Easy to set up, and use, and you can change payments at any time. Reviewed on: 19th April 2026

I had a dispute and the issue resolved very promptly...

5
I had a dispute and the issue resolved very promptly Reviewed on: 19th April 2026

Good experience so far

5
I haven’t had any problems yet and enjoyed the experience so far Reviewed on: 19th April 2026

good and easy to use and secure .

4
good and easy to use and secure ............... Reviewed on: 19th April 2026

PayPal stands out for transforming digital payments...

5
PayPal stands out for transforming digital payments into a simple, secure, and highly reliable experience. Its intuitive interface, combined with transparent transaction tracking and a robust protection system, reduces uncertainty and increases user confidence in every operation. The cost is fully justified by the value delivered: efficiency, global reach, and risk reduction. In addition, its structured customer support further strengthens the platform’s credibility during critical moments. Reviewed on: 19th April 2026

Ease of use

5
The credit service is easy to use and all notifications are timely and clear Reviewed on: 19th April 2026

Always use paypal love it.

5
Always use paypal love it.. like paypal credit Reviewed on: 19th April 2026

I got credit from PayPal , service was efficient and...

5
I got credit from PayPal , service was efficient and great, spoke to the customer service when I needed help and were supportive and great service was provided Reviewed on: 19th April 2026

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