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PayPal: PayPal Credit reviews

4.91
Based on 91,167 reviews, last reviewed 1st May 2026
1863400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal has been rather positive. My experience with PayPal has been rather positive. Clear modern interface, using the app. I really enjoy the easy experience when using the interface... Read more Reviewed on: 1st May 2026
Dylan C's avatar
Dylan C

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91167)

PayPal is always helpful but and spreading the cost...

5
PayPal is always helpful but and spreading the cost gives you time to pay Reviewed on: 8th June 2024

Excellent customer service and always happy to give...

5
Excellent customer service and always happy to give me a helping hand Reviewed on: 8th June 2024

I needed a quick interest fee loan to get the goods...

5
I needed a quick interest fee loan to get the goods I vitally needed at that time paypal came up trumps Reviewed on: 8th June 2024

Very trustworthy with yr money and secure PayPal cre...

5
Very trustworthy with yr money and secure PayPal credit is excellent to spread cost Reviewed on: 8th June 2024

You do what you say you will and keep my personal de...

5
You do what you say you will and keep my personal details secret Reviewed on: 8th June 2024

It's just easy to use and will pick up on most fraud...

5
It's just easy to use and will pick up on most fraud scams Reviewed on: 8th June 2024

Brilliant service, it's handy if you want to buy som...

5
Brilliant service, it's handy if you want to buy something and pay it off Reviewed on: 8th June 2024

Super safe transactions.

5
Super safe transactions. Simple and easy to use app. Pay in three is my best feature of pay pal. Optional credit increases to help you stay in control. Reviewed on: 8th June 2024

Brilliant!!

5
I have used paypal for nearly 20 years!!! Never had an issue and the app is great. Brilliant!! Reviewed on: 8th June 2024

Always had excellent service throughout.

5
Always had excellent service throughout. Reviewed on: 8th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review