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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145700 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145700)

Excellent secure payment method & customers service,...

Excellent secure payment method & customers service, highly recommend! Reviewed on: 19th April 2026

Very good provider.

Very good provider. I recommend everyone. Reviewed on: 19th April 2026

I have used PayPal for years making shopping more af...

I have used PayPal for years making shopping more affordable with the payment plans they offer. Customer service has been great every time I have had to use them for queries. The payment plans offer affordable payments at 0% as long as you pay it back in the 3 or 4 months depending on the plan. You can set up a direct debit, but dont worry if you dont they give plenty of warning of when its due with emails so you should never fall behind on payments. You can pay more off if you wish to too which is easy via the app. The PayPal App is very useful just like online banking apps you have everything at your fingertips. View transactions, payment plans. If you have any disputes with a retailer you can manage it all through the app. I have had no issues over the years i have been using Paypal, I have recently recieved the Paypal credit card which means i can now use it in stores. They have a points scheme to for the avid shopper too. You can donate to charities send cash payments to friends on Paypal, honestly I just live it! Reviewed on: 19th April 2026

Fab Finance!

Great option for finance, so easy to make payments and great to have the pay in 3 option too. Thanks PayPal! Reviewed on: 19th April 2026

Excellent service from Paypal, always.

Excellent service from Paypal, always. Reviewed on: 19th April 2026

Easy to use, easy to manage.

Easy to use, easy to manage, clear information regarding payments and all round convenient. Reviewed on: 19th April 2026

Had to phone them could not get through once I got t...

Had to phone them could not get through once I got to speak to someone very helpful Reviewed on: 19th April 2026

Tremendous experience everytime I use PayPal.

Tremendous experience everytime I use PayPal. Reviewed on: 19th April 2026

Absolutely brilliant service.

Absolutely brilliant easy to use. Reviewed on: 19th April 2026

Helpful PayPal

Very helpful whenever I have had to phone for support. The 0% interest borrowing is great for the big spends. Reviewed on: 19th April 2026

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