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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145696 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145696)

If you need a refund they make it so easy the system...

If you need a refund they make it so easy the system is so easy to work and plus the debt card is great 90%of my lurch and bought by PayPal , love the pay by 3 . Reviewed on: 19th April 2026

Game changer!

Being able to split the payment of an item into 3 interest free payments or paying interest free over time is an absolute game changer, I no longer use my credit card, it is perfect. Reviewed on: 19th April 2026

Very safe and easy way to use credit to spread out p...

Very safe and easy way to use credit to spread out purchase costs. Reviewed on: 19th April 2026

I use PayPal credit for purchases and enjoy interest...

I use PayPal credit for purchases and enjoy interest free for 3 months which is very useful to spread my repayments at no extra cost Reviewed on: 19th April 2026

Not had much todo with the custom service of yet so...

Not had much todo with the custom service of yet so thats why the Neutral part of the survey, but the rest is excellent easy transaction and straight forward app Reviewed on: 19th April 2026

Great and Convieniant use frequently

Great and Convieniant use frequently Reviewed on: 19th April 2026

Very Easy to find, Install, Set up and get a quote,...

Very Easy to find, Install, Set up and get a quote, very easy to spend and buy things and ni e and simply to pay back and the 4 months no interest is a good peice of mind. Reviewed on: 19th April 2026

Very easy to use and provides good consumer protection

Very easy to use and provides good consumer protection Reviewed on: 19th April 2026

Guarantee to get your money back if seller is mislea...

Guarantee to get your money back if seller is misleading. Reviewed on: 19th April 2026

PAYPAL- A fantastic service for your finances!

PAYPAL offers so much flexibility and choice when it comes to managing my finances, it is a very straightforward and easy account to run with peace of mind security measures! All in all my experience with PAYPAL has been nothing but POSITIVE! Reviewed on: 19th April 2026

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