Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145688 reviews)

View other PayPal products

4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145688)

Love the pay longer without interest

Love the pay longer without interest Reviewed on: 19th April 2026

PayPal is excellent and used by me on a frequent basis

I have been a customer for many years and regularly use their credit and debit services. I have always found the services they offer to be of a high standard and customer based Reviewed on: 19th April 2026

Always seamless and efficient very safe and reliable

Always seamless and efficient very safe and reliable Reviewed on: 19th April 2026

Very very good n responsible and good

Very very good n responsible and good Reviewed on: 19th April 2026

Feel safer with PayPal

I fe l safe paying by PayPal and don’t have to give out my credit card details. I don’t like doing that for companies I do not know. Reviewed on: 19th April 2026

Quick & easy process.

Quick & easy process. Everything is explained before accepting. Payment options are great and conveniant too. Reviewed on: 19th April 2026

paypal credit is very good service,i like it.

paypal credit is very good service,i like it. Reviewed on: 19th April 2026

Savings guaranteed

I am able to spread my repayment interest free. This makes it more affordable and gives me peace of mind. Reviewed on: 19th April 2026

Thank you for your support with all my purchases

Thank you for your support with all my purchases Reviewed on: 19th April 2026

Safe and efficient way to shop, offers on paypal cre...

Safe and efficient way to shop, offers on paypal credit over 99 are fantastic Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77203 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub