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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145681 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

I am using PayPal from more than 2 years.

I am using PayPal from more than 2 years. I found vary easy and value using the app. I got PayPal credit very easy in my account and I am using it, paying back. very easy and good. Reviewed on: 19th April 2026

Not transparent at all.

Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

It Makes life easier

I love Paypal makes easter my life, what i like mist it's i can buy with confident, I always recommend PayPal to my friends. Reviewed on: 19th April 2026

Never had a problem always there when I need it defi...

Never had a problem always there when I need it definitely recommend PayPal credit and it’s safer to use Reviewed on: 19th April 2026

Recommend using PayPal 10/10

I have been using PayPal for the last 8 years, their customer service is excellent and they are an extra layer of protection between you and the retailer. I like that you can link your bank accounts and your cards, and also gave the options of Pay in Three or credit if needed. Reviewed on: 19th April 2026

Very helpful to have, never had any issues

Very helpful to have, never had any issues Reviewed on: 19th April 2026

I am very satisfied with the service and overall it...

I am very satisfied with the service and overall it is good Reviewed on: 19th April 2026

Always have an great experience and the app is super...

Always have an great experience and the app is super easy to use Reviewed on: 19th April 2026

Very good customer service .

Very good customer service . I have had to speak to one of your staff a couple of times they were very helpful and sorted the problems for me . Reviewed on: 19th April 2026

The app is super easy to navigate.

The app is super easy to navigate. Everything I laid out. Customer service is on point. Reviewed on: 19th April 2026

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