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PayPal: PayPal Credit reviews

4.91
Based on 91,351 reviews, last reviewed 1st May 2026
1872050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick and easy access to funds only thing is the hig... Quick and easy access to funds only thing is the high rates of borrowing Reviewed on: 1st May 2026
Terry 's avatar
Terry

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91351)

Transparent interest rates and flexible credit optio...

5
Transparent interest rates and flexible credit options, makes purchases very easy and convenient and affordable Reviewed on: 8th June 2024

very good app but paypals buyer protection and sidin...

5
very good app but paypals buyer protection and siding with the customers is not the best Reviewed on: 8th June 2024

PayPal is the best app that I have.

5
PayPal is the best app that I have. Reviewed on: 8th June 2024

Very good service.

5
Very good service. Fast money send and other Reviewed on: 8th June 2024

Excellent work PayPal

5
Used PayPal for many years now, quick and easy to use and reliable. Really happy with the service. Reviewed on: 8th June 2024

I love using PayPal, super easy to use

5
I love using PayPal, super easy to use Reviewed on: 8th June 2024

Does exactly what it says on the tin!

5
Simple, straight forward and very easy to use Reviewed on: 8th June 2024

Used for online shopping.

5
Used for online shopping. The 0% interest is good when buying big purchases. Reviewed on: 8th June 2024

Easy to use and opportunity for interest free payments.

5
Easy to use and opportunity for interest free payments. I like the pay in free option Reviewed on: 8th June 2024

Reliable, safe and clear.

5
Reliable, safe and clear. I know where I am with what I owe and how to manage funds. Reviewed on: 8th June 2024

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