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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145677)

superb...

5
One of the best things about PayPal is the sense of security it provides. I don’t have to share my card details with multiple websites, and that gives me real peace of mind. Their buyer protection is also a big plus—it’s reassuring to know there’s support if something goes wrong with a purchase Reviewed on: 19th April 2026

Good for finance

5
Good for finance easy app to use Reviewed on: 19th April 2026

Excellent service, easy method for payment and i liv...

5
Excellent service, easy method for payment and i live the fact you can pay in instalments Reviewed on: 19th April 2026

Always great experience, easy to use and reliable

5
Always great experience, easy to use and reliable Reviewed on: 19th April 2026

Used PayPal a number of years any problem I have had...

5
Used PayPal a number of years any problem I have had is always rectified efficiently Reviewed on: 19th April 2026

Its very good I love how there’s no interest rate

5
Its very good I love how there’s no interest rate Reviewed on: 19th April 2026

I use Paypal a lot.

5
I use Paypal a lot. I find it useful and convenient. I'm happy with the service up to now Reviewed on: 19th April 2026

So easy to access details, and totally secure

5
So easy to access details, and totally secure Reviewed on: 19th April 2026

PayPal -reliable

5
I’ve had a good experience with PayPal — it’s easy to use and reliable. Reviewed on: 19th April 2026

Excellent in everything. I am a happy customer

5
Excellent in everything. I am a very happy customer with your service Reviewed on: 19th April 2026

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