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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145672)

So easy to use, love the pay in three or four months...

5
So easy to use, love the pay in three or four months interest free credit. And the alerts/updates for deliveries are great too. Reviewed on: 19th April 2026
Clare's avatar
Clare

This is, by far, the best credit card/account I have...

5
This is, by far, the best credit card/account I have ever had. The service is excellent, the 0% over 3 months is a huge bonus and it is do flexible and easy to use. I have already recommended to friends and family and will continue to do so. Reviewed on: 19th April 2026
Mark S's avatar
Mark S

PayPal offers easy transactions, protection, and sim...

5
PayPal offers easy transactions, protection, and simple technology that I use for most of my purchases. When I've had to contact them, I'm kept informed and feel valued. Reviewed on: 19th April 2026
David 's avatar
David

It’s simple.

4
It’s simple. pleasant & Intuitive. Reviewed on: 19th April 2026
TJD's avatar
TJD

Thank you PayPal for the excellent choice which help...

5
Thank you PayPal for the excellent choice which helps people struggling, using the pay in 3. Reviewed on: 19th April 2026
C S's avatar
C S

I have used pay pal for years, never had any problem...

5
I have used pay pal for years, never had any problems, its the safest way to pay ! Its the only way I can truly trust to pay via Reviewed on: 19th April 2026
Jue's avatar
Jue

Great way to make purchases with interest free month...

5
Great way to make purchases with interest free months when money is tight Reviewed on: 19th April 2026
Andrew W's avatar
Andrew W

love how easy it all is

5
love it! I’ve had a great experience with PayPal Credit—quick to set up, easy to use, and really helpful for spreading the cost of purchases. The process is smooth, payments are clear to manage, and it’s been reliable every time I’ve used it. Highly recommend! Reviewed on: 19th April 2026
Aiden S's avatar
Aiden S

Very good all around performance and information and...

5
Very good all around performance and information and how to find it Reviewed on: 19th April 2026
Patrick Jenkins 's avatar
Patrick Jenkins

Great service

5
PayPal have been very helpful in sorting out problems straight away Reviewed on: 19th April 2026
Jayne 's avatar
Jayne

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