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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144787)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

no rise in 15 years not good lll

1
no rise in 15 years not good lll Reviewed on: 13th June 2026

I have never had any issues with PayPal transactions...

5
I have never had any issues with PayPal transactions, always easy to use. Reviewed on: 13th June 2026

It’s good have perfect experience

5
It’s good have perfect experience Reviewed on: 13th June 2026

Any issues have always been resolved expeditiously,...

5
Any issues have always been resolved expeditiously, and when needed I was able to speak to a human. Reviewed on: 13th June 2026

Very straightforward and secure method of payment.

4
Very straightforward and secure method of payment. Reviewed on: 13th June 2026

Easy and smooth to navigate.

5
Easy and smooth to navigate. Alerts show in the app as soon as a payment is made Reviewed on: 13th June 2026

Brilliant highly recommended

5
Brilliant I used PayPal all the time Reviewed on: 13th June 2026

Pay within 4 months 0% interest

5
I like that you get 4 months interest free to pay the full amount. Reviewed on: 13th June 2026

So easy to use, app is great.

5
So easy to use, app is great. Quick decision. Reviewed on: 13th June 2026

They have supported me when i needed the money

5
They have supported me when i needed the money Reviewed on: 13th June 2026

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