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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89636 reviews)

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4.91

Based on 89,636 reviews, last reviewed 29th Apr 2026

1792100% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89636)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Whenever I use PayPal, I am always assured my money...

Whenever I use PayPal, I am always assured my money is safe Reviewed on: 23rd April 2026

Never had an issue.

Never had an issue. Easy to use. Reviewed on: 23rd April 2026

Credit with ease

PayPal offer multiple ways or credit which are all very accessible. One that I tend to use is the credit with no interest for 4 months, this has been very helpful for arranging days out and holidays that need a few months to arrange funds. Reviewed on: 23rd April 2026

PayPal no1

No hassle great offers and no pressure from cold calls Reviewed on: 23rd April 2026

PayPal is a great way for secure payments.

PayPal is a great way for secure payments. Reviewed on: 23rd April 2026

I’ve used PayPal for several years and their custome...

I’ve used PayPal for several years and their customer service has always been first class Reviewed on: 23rd April 2026

Always had what I needed and offers great options fo...

Always had what I needed and offers great options for finance Reviewed on: 23rd April 2026

Very quick & easy to use,

very easy to use, quick and clear on what and when you pay. i find it every use full when you need to pay for something, but break it down over 3 payment, to not be overwhelmed in the month. Reviewed on: 23rd April 2026

It’s been very useful and also enabled unnecessary a...

It’s been very useful and also enabled unnecessary and some very necessary purchases! Reviewed on: 23rd April 2026

Quality service.

Great service that always listens. Reviewed on: 23rd April 2026

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