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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love PayPal, whenever I’ve had an issue I’ve rang th...

5
Love PayPal, whenever I’ve had an issue I’ve rang them and it’s always been sorted quick time Reviewed on: 13th June 2026

Great to work with easy to get credit limit changed...

5
Great to work with easy to get credit limit changed and easy to setup payments Reviewed on: 13th June 2026

PayPal is the most flexible payment tool, whether fo...

5
PayPal is the most flexible payment tool, whether for purchase or money transfer. When I had a fraud case, they resolved it with such speed and professionalism. Reviewed on: 13th June 2026

Great company

5
Pay pal is a creat way to buy online, and you can pay it off every month it’s a good benefit to have if you can’t pay what you want to buy up front. Never had any issues with pay pal. Reviewed on: 13th June 2026

Very helpful.

5
Very helpful.. easy and safe... PayPal+ is great Reviewed on: 13th June 2026

Easy recommend

5
Very fast and secure payment customer service is knowledgeable and professional Reviewed on: 13th June 2026

PayPal is my go to.

5
As a chronically ill individual I find PayPal extremely helpful for my day to day existence. I can send money to friends and relatives for free, pay Ebay, examine my outgoings for PayPal credit. The list is endless. I recommend PayPal to everyone, always secure and always brilliant to use. Reviewed on: 13th June 2026

Easy to use and had good experience with customer se...

5
Easy to use and had good experience with customer service. PayPal pay in 3 makes paying for things a lot easier and stress free for me. Also having a credit option helps me to safely pay for things with control. Reviewed on: 13th June 2026

I have been with PayPal for years now.

5
I have been with PayPal for years now.. Best customer service Reviewed on: 13th June 2026

spread the.cost

5
Really good especially using pay in 3 to spread the cost a little Reviewed on: 13th June 2026

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