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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,765 reviews, last reviewed 2nd May 2026
1936500% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal, been very good when orde... My experience with PayPal, been very good when ordering items. Reviewed on: 2nd May 2026
Pauline M's avatar
Pauline M

Latest lowest rating:

1

Dont use it, you will end up paying fees all the time for some reason i keep getting late fees when i don't pay late, like now i have one and i paid it last month and called them to ask why again have i g... Read more Reviewed on: 2nd May 2026
Alan L's avatar
Alan L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (92765)

Great Service

5
Easy to use, user friendly, interest rate is reasonable, customer service is great especially when trying to resolve an issue. The app is also very self explanatory. I would say an area of improvement would be lower monthly payments. Reviewed on: 10th June 2024
Mo L's avatar
Mo L

Brilliant

5
When needed help it was provided in an excellent way Reviewed on: 10th June 2024
L A H's avatar
L A H

Issues are resolved promptly, easy to get hold of cu...

5
Issues are resolved promptly, easy to get hold of customer services when an issue arises, easy to payment plan.. Reviewed on: 10th June 2024
Tania R's avatar
Tania R

Wise money management

4
So far so good, from every aspect especially communication Reviewed on: 10th June 2024
Bacha R's avatar
Bacha R

I have been using PayPal for several years now, and...

5
I have been using PayPal for several years now, and I couldn't be happier with the service. The platform is incredibly user-friendly, making it easy to send and receive payments quickly and securely. Whether I'm shopping online or transferring money to friends and family, PayPal offers a seamless experience every time. One of the standout features for me is the buyer protection policy. It gives me peace of mind knowing that my purchases are protected in case something goes wrong. Additionally, the security measures in place, such as two-factor authentication, ensure that my account and financial information are always safe. Customer service has also been excellent. On the rare occasions I've needed assistance, the support team has been responsive and helpful, resolving my issues promptly. Overall, PayPal is a reliable, efficient, and secure payment solution that I highly recommend to anyone looking for a trustworthy online payment service. Reviewed on: 10th June 2024
Mark P's avatar
Mark P

Hassle free

5
Hassle free, never had any issues Reviewed on: 10th June 2024
Phillip's avatar
Phillip

Never had a problem, excellent service and communic...

5
Never had a problem, excellent service and communication Reviewed on: 10th June 2024
Loraine c's avatar
Loraine c

Love using PayPal credit!

5
Love using PayPal credit! Such a great service Reviewed on: 10th June 2024
Eileen k's avatar
Eileen k

Love it! Help when I bought an iPad

5
I used PayPal credit when needed to buy an iPad at the time and it was really quick and easy to use, no faffing about got straight to the point! Loved how you can see how much is remaining on the bar and once you cleared it all your budget goes up Reviewed on: 10th June 2024
Ariel C's avatar
Ariel C

Intuitive and easy!

5
Intuitive and easy! No nonsense app, all of the terms and conditions are very clear and it’s so easy to navigate Reviewed on: 10th June 2024
Megan P's avatar
Megan P

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