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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,835 reviews, last reviewed 2nd May 2026
1939650% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Recommended Used often for the interest free periods No problems. Simple efficient system Reviewed on: 2nd May 2026
rah's avatar
rah

Latest lowest rating:

1

Dont use it, you will end up paying fees all the time for some reason i keep getting late fees when i don't pay late, like now i have one and i paid it last month and called them to ask why again have i g... Read more Reviewed on: 2nd May 2026
Alan L's avatar
Alan L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (92835)

Great experience and very reliable

5
Great experience and very reliable Reviewed on: 10th June 2024
Miguel Correia's avatar
Miguel Correia

PayPal credit is the easiest way to buy.

5
PayPal credit is the easiest way to buy. One click and all done. Returns are so easy too. Money credited back within the week. I don’t buy any other way now. Reviewed on: 10th June 2024
Carol J's avatar
Carol J

Great service

5
Great. No issues whatsoever and love the no interest for 4 months. Direct debit allows me to pay automatically Reviewed on: 10th June 2024
Ewan W's avatar
Ewan W

Great service and interest rates, increases limit

5
Great service and interest rates, increases limit Reviewed on: 10th June 2024
Jodie H's avatar
Jodie H

flexible and direct and will allow you to pay when y...

5
flexible and direct and will allow you to pay when you want litte or more as often whixh is great. Reviewed on: 10th June 2024
Amy d's avatar
Amy d

Excellent and secure payment service

5
Excellent and secure payment service Reviewed on: 10th June 2024
Sarah M's avatar
Sarah M

Great service and effecient.

5
Great service and effecient.I Would recommend it to my frient Reviewed on: 10th June 2024
Hasan A's avatar
Hasan A

Very easy to use.

5
Very easy to use. Provides a quick and easy way to pay. Has saved me filling in my card information on many an occasion. Also feels very secure as it is seperate from my bank. Refunds are also extremely simple due to the buyer protection policy. Reviewed on: 10th June 2024
Lewis 's avatar
Lewis

Won’t use anything else

5
Always quick turn around with any help I need with refunds etc Reviewed on: 10th June 2024
Annmarie a's avatar
Annmarie a

Awesome and very very reliable and after all you mon...

5
Awesome and very very reliable and after all you money is being protected all the time! Love paypal Reviewed on: 10th June 2024
Waqas's avatar
Waqas

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