Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 92,916 reviews, last reviewed 2nd May 2026
1943350% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its easy and convenient and you always know where yo... Its easy and convenient and you always know where you are with your finances. Reviewed on: 2nd May 2026
Nicola W's avatar
Nicola W

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026
nope's avatar
nope

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (92916)

The valley of paybal

5
Is very good service and value of money Reviewed on: 10th June 2024

PayPal credit

5
No problems. Easy to use and understand. Delivery and payments very quick and easy. Would definitely recommend to others. Reviewed on: 10th June 2024

Excellent Service

5
I have purchased a few things over the years using PayPal credit and always been provided with excellent and informative service. I will continue to use PayPal credit. Thank you for your service Reviewed on: 10th June 2024

PayPal credit

5
PayPal credit is there to help when needed and just haven't got the cash Reviewed on: 10th June 2024

An excellent facility, clear to understand terms, ef...

5
An excellent facility, clear to understand terms, efficient system. Interest-free pay in 3 has been incredibly useful. Reviewed on: 10th June 2024

Very handy having the 3 moth no interest option, hel...

5
Very handy having the 3 moth no interest option, helps budget Reviewed on: 10th June 2024

PayPal, secure, fast and affordable.

5
PayPal is a great option for secure payments, it also provides flexible credit options that are easy and affordable to pay back if needed. I have been with PayPal for over 10 years and wouldn’t consider looking elsewhere. Reviewed on: 10th June 2024

My review ..

5
Never had a bad experience I had a bad experience with a stellar not sending what I ordered but PayPal gave me a refund straight away. Reviewed on: 10th June 2024

Always had good experience using PayPal feel safer p...

5
Always had good experience using PayPal feel safer paying online using my PayPal then using my bank cards Reviewed on: 10th June 2024

Paypal credit has a great online interface and is ea...

5
Paypal credit has a great online interface and is easy to use. Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review