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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145617)

Love how easy it is to use and manage

5
I love the freedom to pay off debt a bit at a time. I like the easiness of using the app. I like seeing everything at a glance. . Its very easy to use and manage my finances. Reviewed on: 19th April 2026

I've been using PayPal since it became available in...

5
I've been using PayPal since it became available in the UK, I've never had a problem with their service, I've had problems with vendors, items I've purchaced etc, but PayPal has always responded, resolved and made sure I've been treated correctly after any problem that has arisen with these vendors, ssles etc. My data is also safe as I don't need to keep entering my payment details on every site I purchace from. Reviewed on: 19th April 2026

No problems ever.

5
No problems ever. Always good. Safe and reliable way to pay. Reviewed on: 19th April 2026

PayPal allows me to budget by paying for purchases o...

5
PayPal allows me to budget by paying for purchases over time with interest free payments Reviewed on: 19th April 2026

I use regularly for many purchases

5
I use regularly for many purchases utilising the interest free option it helps to spread the cost of large purchases, easy to use service, the app is straight forward and user friendly, I am able to pay extra towards outstanding credit in small payments or I can pay in full early. On the occasion I’ve had issues with payments from the vendors end PayPal have resolved effectively and efficiently. I feel my money is safe and secure using this service Reviewed on: 19th April 2026

Good service and secure and flexible payment

5
Good service and secure and flexible payment Reviewed on: 19th April 2026

Great customer service

5
Always had very good customer service. Reviewed on: 19th April 2026

I use PayPal for the majority of purchases I make on...

5
I use PayPal for the majority of purchases I make online as I feel it offers security and also excellent value now I am using the PayPal debit card too. Reviewed on: 19th April 2026

I love PayPal, have been excellent!

5
I love PayPal, had an error on my account and they rectified it straight away. Also I love the new points system they have developed and that you can flex your purchases over a certain amount . Reviewed on: 19th April 2026

its best.

5
its best.i like it soo much.helped on alot. Reviewed on: 19th April 2026

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