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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (92969 reviews)

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4.90

Based on 92,969 reviews, last reviewed 3rd May 2026

1945850% increase in 5 star reviews

in the past 90 days

5600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good service . Customer service was good all though did take a while Reviewed on: 3rd May 2026

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92969)

Easy to use and very helpful with peace of mind if t...

Easy to use and very helpful with peace of mind if there's ever a problem. Reviewed on: 10th June 2024

Great system helping people.

Great system helping people. It's easy and convenient for people Reviewed on: 10th June 2024

I'm using PayPal for holidays purchases and other bi...

I'm using PayPal for holidays purchases and other big purchases. I like buy now pay later. The interest is not to high like most other credit card. Reviewed on: 10th June 2024

Convenient and easy to use Safe to use and guarante...

Convenient and easy to use Safe to use and guaranteed security to your purchases Reviewed on: 10th June 2024

Easy to use and easy to pay off.

Easy to use and easy to pay off. Fantastic way to checkout Reviewed on: 10th June 2024

Really nice way to buy the produckts.

Really nice way to buy the produckts... Reviewed on: 10th June 2024

Flexible and straight forward payment methods.

Flexible and straight forward payment methods. PayPal is my preferred method of making online payments whenever possible. Reviewed on: 10th June 2024

PayPal credit is great, easy & secure1

Using PayPal credit is so easy and feels very secure. Keeping it separate means I can organise my payments for that specific purchase which I like and viewing it in the app is good. Would recommend anyone to use PayPal credit. Reviewed on: 10th June 2024

I’ve used PayPal credit for years

I’ve used PayPal credit for years - a really good resource to pull on for larger purchases with the 4 month interest free period. I prefer it to other BNPL vendors as I feel completely in control. I have the minimum payments set up on direct debit to ensure I never pay any interest, and then manage the repayments myself manually. Good if you’re good with money and staying on top of your own cash flow. Reviewed on: 10th June 2024

Never had a bad experience with PayPal

Never had a bad experience with PayPal Reviewed on: 10th June 2024

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