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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145598)

Really happy

5
Easy to use and great options to pay for things. Used PayPal for years.. love it Reviewed on: 19th April 2026

Excellent the way PayPal services

5
Excellent the way PayPal services Reviewed on: 19th April 2026

It’s so good!

5
It’s so good!! Helps everytime I order something super simple and easy Reviewed on: 19th April 2026

Very handy to have for larger purchases.

5
Very handy to have for larger purchases. Nice to be able to spread the cost over a few months. Reviewed on: 19th April 2026

Right guys PayPal credit it good very helpful when u...

5
Right guys PayPal credit it good very helpful when u needed..highly recommend Reviewed on: 19th April 2026

Complicated and unexpected fees deduction

2
Complicated and unexpected fees deduction Reviewed on: 19th April 2026

A very happy customer indeed

5
I really like the promotional offer. - an extremely useful feature:. Having physical card now is also a great improvement. The fact there was not a card previously was my only criticism to date. The app itself is very easy to navigate. Have recommended Paypal Credit to family, close friends and colleagues.. have not needed to use their customer service really and that is why I graded it as Good rather than Excellent. A very happy customer indeed. Reviewed on: 19th April 2026

I've had good experiences with paypal.

5
I've had good experiences with paypal. Reviewed on: 19th April 2026

I love this app is very easy to use

5
I love this app is very easy to use Reviewed on: 19th April 2026

Makes living easier!

5
Makes living easier! Fits in easily with all practical and Unpractical purchases. Easy to stay on top of my spending. Reviewed on: 19th April 2026

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