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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 92,706 reviews, last reviewed 2nd May 2026
1933900% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Integrates really well within online stores making p... Integrates really well within online stores making payment and checkout a breeze Reviewed on: 2nd May 2026
Jayne K's avatar
Jayne K

Latest lowest rating:

1

Only once have you let me down Does what it is supposed to. Only once have I been let down by PayPal when I did not receive an item and PayPal. The courier and yhe seller did not ca... Read more Reviewed on: 2nd May 2026
Jeff P's avatar
Jeff P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92706)

Helpful ......

5
Everything, very helpful, ideal for when you are short on money Reviewed on: 10th June 2024
Jane Ball's avatar
Jane Ball

Easy, professional service.

5
Easy, professional service. Reliable customer support Reviewed on: 10th June 2024
Noodles f's avatar
Noodles f

Very useful

5
I love having PayPal credit as can be used on lots of websites. Reviewed on: 10th June 2024
Leigh M's avatar
Leigh M

Very easy to use and always have access to 0% short...

5
Very easy to use and always have access to 0% short term deals Reviewed on: 10th June 2024
Peter M's avatar
Peter M

Easy to use

5
Easy to use and good additional 0% interest credit tool Reviewed on: 10th June 2024
James West's avatar
James West

PayPal credit is an excellent way to spread the cost...

5
PayPal credit is an excellent way to spread the cost of your purchases. Meaning you can spend a bit more on the items you need or want and the cost is spread out rather than paying a large sum in one go. Reviewed on: 10th June 2024
JenyP's avatar
JenyP

Never any problems great service

5
Never any problems great service Reviewed on: 10th June 2024
Peter duffey's avatar
Peter duffey

Always had good experiences and never had found a fault

5
Always had good experiences and never had found a fault Reviewed on: 10th June 2024
MB's avatar
MB

Responsive, reliable, feels like a friend who is alw...

5
Responsive, reliable, feels like a friend who is always there to help you out when you need it. No stress. Reviewed on: 10th June 2024
Adam P's avatar
Adam P

Great way to pay short term for things.

5
Great way to pay short term for things. Would like the 0% to be for longer say 6 months to give more time to pay Reviewed on: 10th June 2024
Rae's avatar
Rae

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