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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145636)

Good experience overall - no issues

Good experience overall - no issues Reviewed on: 19th April 2026

Very easy steps to use, operating the app, quick ba...

Very easy steps to use, operating the app, quick bank transfers internationally and good rewards on expenditure Reviewed on: 19th April 2026

I use all their products and it’s saved me interest

It’s easy to get verified when making a call. The app is easy to use. It’s improved my credit score. I love using pay in three, makes my budgeting easier. I also use PayPal credit for luxury items and pay it back before the 4 month interest free period is over. Reviewed on: 19th April 2026

I have never had any issues using PayPal over the ma...

I have never had any issues using PayPal over the many years I've used it as a method of either paying for goods or receiving payment for things I have sold on eBay. I've used the free "Pay in 3" many times for purchasing expensive tools which I need for my business which is ideal. Reviewed on: 19th April 2026

So easy to use and feel so secure when using .

So easy to use and feel so secure when using . I always use PayPal where possible. Reviewed on: 19th April 2026

Great security

Great security on payments and sort things out when there are any problems Reviewed on: 19th April 2026

Easy app

The app is super easy to use, and I never have any problems. Have used PayPal Credit for years and years, and the innovation of the card is a great little bonus. Reviewed on: 19th April 2026

I have had payment issues with PayPal credit and fin...

I have had payment issues with PayPal credit and find the setting up of routine payments difficult and ended up where for some reason the system has taken the whole balance payment for the item, this has happened on two occasions for me and the items were for hundreds of pounds which if this happens makes using the credit system pointless. Reviewed on: 19th April 2026

No good ways of communicating with the customer serv...

No good ways of communicating with the customer service. The customer service has never responded on the phone, regardless of how many times I call. Reviewed on: 19th April 2026

My experience with PayPal is very great, PayPal prot...

My experience with PayPal is very great, PayPal protects me from fraudulent transactions and get my money back from fake sellers and scammers, I will tell people who are not yet use PayPal for their transactions are missing great opportunity Reviewed on: 19th April 2026

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