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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (92643 reviews)

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4.90

Based on 92,643 reviews, last reviewed 2nd May 2026

1930850% increase in 5 star reviews

in the past 90 days

11200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's the best 0% finance lender I use. It's the best 0% finance lender I use. I've managed to buy items over 48 months interest free credit. Crazy deal which made my monthly payments barely... Read more Reviewed on: 2nd May 2026

Latest lowest rating:

1

Only once have you let me down Does what it is supposed to. Only once have I been let down by PayPal when I did not receive an item and PayPal. The courier and yhe seller did not ca... Read more Reviewed on: 2nd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92643)

Just fantastic in every possible sense

Just fantastic in every possible sense Reviewed on: 10th June 2024

Mistakenly challenged accuracy of account

Once I challenged the accuracy of my account and even though I was mistaken, the person l spoke to was tolerant to explain to my satisfaction. Reviewed on: 10th June 2024

Helpful resource for paying off payments over £100 i...

Helpful resource for paying off payments over £100 interest free for four months. I can pay as much as I want as frequently as I want with ease. Reviewed on: 10th June 2024

Very easy to get elset up, app and website very...

Very easy to get elset up, app and website very helpful Reviewed on: 10th June 2024

It's Great!

I use it as an interest free budgeting tool, I've never paid interest on PayPal credit and in that respect it is simply great. The credit limit I've been offered is also really good, I have been using PayPal credit for well over a year now and I just love it. Reviewed on: 10th June 2024

PayPal is Best

I've been using PayPal for years, specially when it came for online shopping it always gives me confidence to buy online from any platform without fear of losing money because you always protected by best one, and I'm very glad. Reviewed on: 10th June 2024

Makes spreading payments easier to manage

Makes spreading payments easier to manage Reviewed on: 10th June 2024

There’s nothing like PayPal

Been with PayPal for over 10years, never refused me any credit, always there when I need. Reviewed on: 10th June 2024

Awesome credit provider.

Awesome credit provider. Secure and reliable. Reviewed on: 10th June 2024

I wouldn’t be without my PayPal!

Pay oak credit allows me to purchase more expensive items over 4 months Interest free i use this quite regular, I know longer need the use of a credit card!… I also use the three month option for purchasing bulk amount supplements etc …iv also called PayPal to clarify things always had a polite service that gives me the answer I need. Reviewed on: 10th June 2024

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