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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 19th April 2026

I use PayPal for most my transactions online.

I use PayPal for most my transactions online. I feel safe Reviewed on: 19th April 2026

I regularly use PayPal credit and pay in three options.

I regularly use PayPal credit and pay in three options. Both are easy and reliable. I couldn’t do without PayPal it’s my main financial go to for payments. Reviewed on: 19th April 2026

PayPal gives relief to its customers.

PayPal gives relief to its customers. It protects it's customers from fraud. Again, it is a safe and easy place to be in terms of financial services. Reviewed on: 19th April 2026

Paying in 3 instalments

I like the pay in 3 instalments as you can keep track of money you owe. I also like for any big purchases over £100 you get 4 months yo pay. Reviewed on: 19th April 2026

Easy to use and reliable

Easy to use and reliable service and good customer service Reviewed on: 19th April 2026

Great for payment spreading

Great way to spread payments ans if you keep tp payment schedule can be interest free Reviewed on: 19th April 2026

I’ve been using PayPal for years.

I’ve been using PayPal for years. Had no issue at all with any services Reviewed on: 19th April 2026

No problem ever paying via PayPal.

No problem ever paying via PayPal. Quick and efficient Reviewed on: 19th April 2026

Dont use paypal with Emirates as there are hidden ch...

Dont use paypal with Emirates as there are hidden charges… Reviewed on: 19th April 2026

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