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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93192 reviews)

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4.90

Based on 93,192 reviews, last reviewed 3rd May 2026

1956350% increase in 5 star reviews

in the past 90 days

5600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been using Paypal Credit facilities for a good while. Been using Paypal Credit facilities for a good while. Always at hand and great credit payment facilities . Reviewed on: 3rd May 2026

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93192)

It has been super easy to use

It has been super easy to use and I've never had an issue. I've not had to usecustomer services so cannot comment on that. Reviewed on: 10th June 2024

Very helpful.

Very helpful. Never had any issues. Reviewed on: 10th June 2024

Trustworthy

Very efficient & I feel my money is safe Reviewed on: 10th June 2024

Perfect for spreading the cost interest free

Perfect for spreading the cost interest free Reviewed on: 10th June 2024

Great service no issues spot on very fast.

Great service no issues spot on very fast. Staff also very helpful and polite Reviewed on: 10th June 2024

Quickest, Safest, Protected & Secured

Paypal credit is a payment method that i always recommend to family and friends because it is the quickest, flexible, protected & secured way to make payments. Reviewed on: 10th June 2024

I took out PayPal credit to pay for my honeymoon, it...

I took out PayPal credit to pay for my honeymoon, it was an instant decision and they approved me for over £4000. I used this to pay for my hotel and flights, it was an incredible service and 7 months later I have paid most of this off with very little interest. Reviewed on: 10th June 2024

PayPal makes life simple.

PayPal makes life simple. It helps to spread the cost and manage the budget. Reviewed on: 10th June 2024

Very nice and easy

Very nice and easy , I will recommended for all my friends and family Reviewed on: 10th June 2024

Love the payment options that PayPal credit offer.

Love the payment options that PayPal credit offer. It really feels consumer friendly and it’s pretty low fees when you consider the simplicity of the application Reviewed on: 10th June 2024

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