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PayPal: PayPal Credit reviews

4.90
Based on 91,988 reviews, last reviewed 1st May 2026
1901050% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer exerlent in dealing with any issues they ar... Customer exerlent in dealing with any issues they are prompt and professional Reviewed on: 1st May 2026
Gail P's avatar
Gail P

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91988)

Used this service for years now can’t fault it at al...

5
Used this service for years now can’t fault it at all and the app is brilliant Reviewed on: 9th June 2024

Good rates, very flexible, lots of interest free offers

5
Good rates, very flexible, lots of interest free offers Reviewed on: 9th June 2024

The benefits of PayPal and PayPal credit.

5
I’ve always had a good experience with PayPal credit if I have ever had issues with making a payment I’ve always been able to call them and fix the issue. The customer service has always been excellent and the advisors have always been really polite. I always get statements in the post to keep me updated with what my credit limit is and how much I’ve spent which has been really beneficial for me in terms of paying for things around the house. I was also able to use the PayPal pay in three feature for when I had to book emergency flights which was really really helpful. The app is also really straightforward and I always feel safe and secure whilst using it Reviewed on: 9th June 2024

Superb experience with PayPal credit.

5
Superb experience with PayPal credit. Able to use on most online stores. Reviewed on: 9th June 2024

I always have a great experience

4
I always have a great experience Reviewed on: 9th June 2024

I buy a lot of tools and clothes on pay in 3 and cre...

5
I buy a lot of tools and clothes on pay in 3 and credit card with the interest free with helps massively Reviewed on: 9th June 2024

Greatcway to pay and grievance procedure second to n...

5
Greatcway to pay and grievance procedure second to none. Flexible payments are a must nowadays and PayPal Flexible payments fits in very well with the current financial situation. Reviewed on: 9th June 2024

its very useful, easy and simple which is everything...

5
its very useful, easy and simple which is everything i could want. Reviewed on: 9th June 2024

very helpful staff good value

4
Great service great staff use it all the time Reviewed on: 9th June 2024

Excellent service

5
Very smooth transactions and deal quickly and efficiently Reviewed on: 9th June 2024

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