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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

It’s so easy to use and very reliable.

It’s so easy to use and very reliable. I find the options of how to pay very handy. PayPal is my usual go to for purchases. I never have any issues and have peace of mind if anything goes wrong. Fabulous service! Reviewed on: 19th April 2026

Easy to use with added bonus of the new points incen...

Easy to use with added bonus of the new points incentive Reviewed on: 19th April 2026

Always quick and easy to use

Always quick and easy to use. Simple to understand. Back of money back if goods not received. Easy to contact if you need help when things are substandard or not delivered at all and you have contacted the seller and got nowhere Reviewed on: 19th April 2026

Very efficient seamless service hassle free.

Very efficient seamless service hassle free. User friendly & have recommended your service to friends & family Reviewed on: 19th April 2026

USING PAYPAL FOR YEARS WITH EBAY AND OTHE TRANSACTIO...

USING PAYPAL FOR YEARS WITH EBAY AND OTHE TRANSACTIONS NEVER ANY ISSUES Reviewed on: 19th April 2026

Paypal excellence

Easy to use, no problem with payments for goods I've bought, any reports of scams etc dealt with quickly and professionally, advice supplied re possible scams and avoidance excellent. Any dealings with staff have been excellent, staff very friendly professional and knowledgeable Reviewed on: 19th April 2026

I am always using PayPal and never had any issues...

I am always using PayPal and never had any issues Reviewed on: 19th April 2026

Easy to set up and go.

Easy to set up and go. Easy to use, easy to keep track of spending and credit. Reviewed on: 19th April 2026

Happy with pay pal

I’m always happy to shop with PayPal. Easy, safe and quick. Good to buy something more expensive so can pay in instalments. Reviewed on: 19th April 2026

Quick and easy

Using PayPal credit is a quick and easy.experience Reviewed on: 19th April 2026

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