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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 91,904 reviews, last reviewed 1st May 2026
1897250% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great servis Perfect and quick sorting out of the issue Reviewed on: 1st May 2026
Marek T's avatar
Marek T

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91904)

I’ve never had any problems dealing with paypal.

5
I’ve never had any problems dealing with paypal. Reviewed on: 9th June 2024
Simon W's avatar
Simon W

Easy way to pay with credit, love the pay in three f...

4
Easy way to pay with credit, love the pay in three feature. Reviewed on: 9th June 2024
Jane H's avatar
Jane H

Great service

5
Very user friendly & really worked well for me Reviewed on: 9th June 2024
Iqbal's avatar
Iqbal

Pay pal 4 months 0% - paid off in 4 months and didn’...

5
Pay pal 4 months 0% - paid off in 4 months and didn’t pay a penny more. No other issues Reviewed on: 9th June 2024
Hill's avatar
Hill

PayPal credit is a useful tool

5
PayPal credit is a useful tool ; the 4 months interest free period is what you want helping not to get in debt nor to do big financial effort in one go Reviewed on: 9th June 2024
Silviu G's avatar
Silviu G

Very helpful tool for online usage.

5
Very helpful tool for online usage. Reviewed on: 9th June 2024
Florin V's avatar
Florin V

seems like a good way to budget and 0% for purchases...

4
seems like a good way to budget and 0% for purchases over £99 is a win win for me Reviewed on: 9th June 2024
Jason P's avatar
Jason P

Pay in 3

5
Always use Pay in 3 as it’s a great way to spread out purchase repayments Reviewed on: 9th June 2024
Chris G's avatar
Chris G

Spread the cost ...

5
Great way to spread the cost of big items for free Reviewed on: 9th June 2024
Phil's avatar
Phil

Thier APR is okay . Online shopping is safer

5
Thier APR is okay . They make online shopping safer. Reviewed on: 9th June 2024
Seth O's avatar
Seth O

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