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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

I use PayPal at every opportunity I can, I feel saf...

I use PayPal at every opportunity I can, I feel safe while using it and when I’ve had problems In the past with retailers or payment problems , they have been resolved quickly by PayPal. Reviewed on: 19th April 2026

Best credit provider

It was good experience with PayPal Reviewed on: 19th April 2026

Easy to use, flexible payments byt some APR expensive

Easy to use, flexible payments byt some APR expensive Reviewed on: 19th April 2026

I applied for the credit card and it was approved ex...

I applied for the credit card and it was approved extremely quickly and such a great product thanx Reviewed on: 19th April 2026

Never had any problems using paypal

Never had any problems using paypal Reviewed on: 19th April 2026

I have been with PayPay since 2008/2009 .

I have been with PayPay since 2008/2009 . I have never had any problems, everything has run smoothly from day one. I can't praise PayPal enough Reviewed on: 19th April 2026

PayPal is the absolute king of money transfers.

I have been using PayPal since 2011 and I don’t see myself using any other application. It’s very easy and safe and acceptable on pretty much all platforms. Reviewed on: 19th April 2026

Customer service is second to none

I've been a customer of PayPal for many years now and have never had a problem. They have always been there to help and have never failed to sort a situation. They are approachable everytime and promptly get hold of you if needed. They problems are dealth with accurately and efficiently so nocking back and forth. Reviewed on: 19th April 2026

Great way to pay

PayPal is easy and convenient in an emergency, it is easy to set up, easy to use and easy to repay. Reviewed on: 19th April 2026

For the moments you can't quite spread to it.

PayPal credit is a life line when you haven't got the money needed at that moment in time. I Can rest easy knowing there's no stupidity high interest rates or no interest rates at all if payment is made in full within 3 months, its the smartest way to borrow. Reviewed on: 19th April 2026

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