Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145567 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145567)

Makes life PayPal easy

Very happy with PayPal, you can see all transactions and you know exactly where you are. , Makes life PayPal easy Reviewed on: 19th April 2026

Good job

It very easy to achieve and very good process Reviewed on: 19th April 2026

manage payments

Easy to borrow and manage payments Reviewed on: 19th April 2026

Quick and easy to use

Quick and easy to use. Simple process Reviewed on: 19th April 2026

I recommended paypal to anyone who I know

I recommended paypal to anyone who I know Reviewed on: 19th April 2026

Very easy and convenient to use.

Very easy and convenient to use. No hassle when you are using the app. it is also an easy payment method when you checkout on an online website Reviewed on: 19th April 2026

Insights

Credit works well, interest is too high. But have made payments continually and will probably continue to use it. Better offers would be good. Also free Palestine!! PayPal’s stance on the genocide is extremely disappointing and needs actively addressed. Knowing that PayPal stood against ethnic cleansing would definitely make me use it more and recommend it much more! But unfortunately I cannot say that it does Reviewed on: 19th April 2026

So safe and more comfortable to using the app than...

So safe and more comfortable to using the app than Reviewed on: 19th April 2026

Very easy to use, make payments.

Very easy to use, make payments. Reviewed on: 19th April 2026

Paypal credit

Paypal credit has empowered me to be able to male purchases i wouldnt normally be able to afford at the time but is great for repayments Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76809 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub