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PayPal: PayPal Credit reviews

4.90
Based on 93,024 reviews, last reviewed 3rd May 2026
1948350% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use and great quality of services Really easy to use and great quality of services Reviewed on: 3rd May 2026
Shay Gk's avatar
Shay Gk

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026
nope's avatar
nope

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93024)

Beats perks from physical cards

5
I us PayPal credit a lot. It’s my preferred credit format for online purchases. I love both the pay in 3 and 0% interest for 4 months. I wish they did collaborations with airline miles. Reviewed on: 10th June 2024

Easy to use 4 Months intrest free

5
Easy to use 4 Months intrest free Reviewed on: 10th June 2024

Grate service fast and friendly service

5
Grate service fast and friendly service Reviewed on: 10th June 2024

It’s been fun using PayPal, I like the flexibility w...

5
It’s been fun using PayPal, I like the flexibility with payment I get from it I.e buy now, pay in 4 months and so on Reviewed on: 10th June 2024

Very easy to use and a great way to buy

5
Very easy to use and a great way to buy Reviewed on: 10th June 2024

Easy safety frendky , take extra Credit for fast sho...

5
Easy safety frendky , take extra Credit for fast shopping Reviewed on: 10th June 2024

The perfect payment option

5
They have been fantastic and so easy to use. Options for credit are handy. Their pay in three option is ideal for me. Any issues,e had with paypal in past have been resolved quickly and fairly. Being a regular buyer on eBay means transactions are quick and smooth Reviewed on: 10th June 2024

Easy to use and integrate into monthly budget

5
Easy to use and integrate into monthly budget Reviewed on: 10th June 2024

Never had any problems using PayPal.

5
Never had any problems using PayPal. Always find it a reliable way to pay and receive money. Reviewed on: 10th June 2024

I am able to buy food quick and easy

5
I am able to buy food quick and easy Reviewed on: 10th June 2024

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