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PayPal: PayPal Credit reviews

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4.90
Based on 93,070 reviews, last reviewed 3rd May 2026
1950600% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Does what is says on the tin! Does what is says on the tin! Never had any issues Reviewed on: 3rd May 2026
Rob C's avatar
Rob C

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026
nope's avatar
nope
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93070)

Good experience works well and new and simple

4
Good experience works well and new and simple Reviewed on: 10th June 2024
Nicola 's avatar
Nicola

I love PayPal.

5
I love PayPal. I can securely pay or buy any online websites. The last year December I got a discount of £20 and 5% of any my Purchases. I recommend PayPal. Reviewed on: 10th June 2024
Winnie Boateng's avatar
Winnie Boateng

Always had good service especially when things go wr...

5
Always had good service especially when things go wrong. Reviewed on: 10th June 2024
clive h's avatar
clive h

Makes a lot of my money worries easier to deal with.

5
Makes a lot of my money worries easier to deal with. Would not be without PayPal among my phone apps for credit or debit transactions. Reviewed on: 10th June 2024
Colin M's avatar
Colin M

Its been great using PayPal credit can’t fault it

5
Its been great using PayPal credit can’t fault it Reviewed on: 10th June 2024
Nayeem C's avatar
Nayeem C

Just like the simplicity it works and I feel safe us...

5
Just like the simplicity it works and I feel safe using it online Reviewed on: 10th June 2024
Mrs r's avatar
Mrs r

Simple and easy to use.

5
Simple and easy to use. No problems at all. Reviewed on: 10th June 2024
Martin W's avatar
Martin W

Simple credit option for everyday purchases.

4
PayPal have always provided great customer support when needed, and their credit option has been very helpful for me since I started using them during the lockdowns. Personally I find the credit statements through the app are not quite as detailed as I’d like, as I can’t seem to trace my current repayments back to specific purchases, this would help in knowing how far along I am in repaying the individual purchases of the total loan. Reviewed on: 10th June 2024
Elliot's avatar
Elliot

Never had any problems with PayPal credit

5
Never had any problems with PayPal credit Reviewed on: 10th June 2024
Graeme C's avatar
Graeme C

Always quick with refunds and always protected my fi...

5
Always quick with refunds and always protected my first choice to pay for anything Reviewed on: 10th June 2024
Hunney's avatar
Hunney

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