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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145478 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145483)

The go-to-up for expenses

I have been using PayPal for more than 5 years and I’m really satisfied with it. It’s really flexible, stress free and convenient. I use it to buy flights tickets, gifts for my family and myself. In addition, whenever I had raised a dispute, PayPal helped me get my money back when I was right. Reviewed on: 18th April 2026

Easy to use app.

Easy to use app. Never had a valid reason to doubt their services. Great work! Reviewed on: 18th April 2026

Always helpful and there if you have any problems or...

Always helpful and there if you have any problems or disputes. They listen to your concerns and do there best to help solve them. Reviewed on: 18th April 2026

Im happy with paypal credit.

Im happy with paypal credit. Im enjoying it Reviewed on: 18th April 2026

Amazing flexible freedom and very good

Amazing,flexible and helpful gives you the freedom of flexibility Reviewed on: 18th April 2026

Great service

Use PayPal for my weekly Ocado shop points soon build up. Reviewed on: 18th April 2026

Very happy with there services and support when need...

Very happy with there services and support when needed refunds PayPal credit is great way to pay and u can in pay in 3 0% interest payments I have used them for years and trust there financial management Reviewed on: 18th April 2026

Great company

Great company always helpful when needed Reviewed on: 18th April 2026

I’ve always kept ontop of payments as you can easily...

I’ve always kept ontop of payments as you can easily set up a direct debit making sure you never fall behind on any outstanding payments. Definitely great for someone like me who has ADHD. Definitely my preferred credit lender. Reviewed on: 18th April 2026

Just works for all my purchases.

Just works for all my purchases. Using on Google pay is a game changer for all my contact less purchases & earning points is a grart incentive to use every time. Reviewed on: 18th April 2026

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