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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,154 reviews, last reviewed 3rd May 2026
1954450% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, easy to use and navigate , always quick an... Reliable, easy to use and navigate , always quick and easy with many options. I would be lost without it Reviewed on: 3rd May 2026
Sophie's avatar
Sophie

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026
nope's avatar
nope
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93154)

I use PayPal credit every time I make a purchase, ea...

5
I use PayPal credit every time I make a purchase, easy to use and easy to make payments Reviewed on: 10th June 2024
Ellen A's avatar
Ellen A

Safe and easy method for payment

5
Safe and easy method for payment Reviewed on: 10th June 2024
Marigold's avatar
Marigold

Excellent service

5
Excellent service and flexibility Reviewed on: 10th June 2024
Elizabeth A's avatar
Elizabeth A

PayPal is so much easier to use when checking out sa...

5
PayPal is so much easier to use when checking out saves all the hassle of giving bank details out Reviewed on: 10th June 2024
Colette J's avatar
Colette J

It’s been great to use PayPal credit can pay it off...

5
It’s been great to use PayPal credit can pay it off bug amounts easily without stress. PayPal pay in 3 is also another great option when you want to spread the cost out Reviewed on: 10th June 2024
Nafisa 's avatar
Nafisa

i would say paypal credit is one of the best in the...

5
i would say paypal credit is one of the best in the market Reviewed on: 10th June 2024
mounir s's avatar
mounir s

financial struggles

5
Struggling significantly and paypal has helped to provide a temporary help at what i see as a fair price/ good value Reviewed on: 10th June 2024
Ellis 's avatar
Ellis

Using PayPal credit is easy

5
Using PayPal credit is easy and helps spread larger purchases with more manageable payments. Setting direct debit means payments are not missed. Reviewed on: 10th June 2024
Phil Jones's avatar
Phil Jones

It's help me alot with buy now and pay later...

4
It's help me alot with buy now and pay later Reviewed on: 10th June 2024
Yaa A's avatar
Yaa A

Is very easy to use and quite effective when used in...

5
Is very easy to use and quite effective when used in making online payment Reviewed on: 10th June 2024
RASHEED J's avatar
RASHEED J

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