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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145431)

PayPal push its credit facility without telling you...

PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the discount being offered by taking it Reviewed on: 18th April 2026

Excellent efficient payment method.

Excellent efficient payment method. Reviewed on: 18th April 2026

Good customer service and great provider

Good customer service and great provider Reviewed on: 18th April 2026

Excellent App

App easy to navigate. Prompt notifications Dispute resolutions dealt with efficiently Ease of transfer of funds Reviewed on: 18th April 2026

Super easy

Super easy too use & very simple to set up Reviewed on: 18th April 2026

Excellent

Useful and excellent customer service. Reviewed on: 18th April 2026

Everytime ive had a issue custormer service have bee...

Everytime ive had a issue custormer service have been great. Reviewed on: 18th April 2026

Great flexibility

Excellent and flexible service. Quick and easy to use with the quality PayPal protection. Reviewed on: 18th April 2026

I use PayPal for most things its safe and secure if...

I use PayPal for most things its safe and secure if I have any problems with sellers paypal ate always there to sort things out, I have told my family and friends to start using PayPal Reviewed on: 18th April 2026

Flexible payment plan available through major retail...

Flexible payment plan available through major retailers Reviewed on: 18th April 2026

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