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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,249 reviews, last reviewed 3rd May 2026
1958950% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Interest free pay in 3. Interest free pay in 3. Easy to apply and setup and direct debit payments. Reviewed on: 3rd May 2026
dlk's avatar
dlk

Latest lowest rating:

2

Customer service has not been as effective as other... Customer service has not been as effective as other services Reviewed on: 3rd May 2026
Joseph C's avatar
Joseph C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93249)

Somthing you can trust

5
I have been using PayPal since I remember,, never any issues always very helpful Reviewed on: 10th June 2024
Katarzyna S's avatar
Katarzyna S

Just great

5
I always had a great experience with PayPal credit Reviewed on: 10th June 2024
Kinga B's avatar
Kinga B

Not had a bad experience per se but the late fees ar...

4
Not had a bad experience per se but the late fees are ridiculous. I was an hour late once and was hit with a £15 fine Reviewed on: 10th June 2024
Alfie c's avatar
Alfie c

PayPal the perfect choice

5
PayPal is so easy to use , it is accessible , flexible and so reliable. I use it to pay bills , transfer money between my partner and myself and as a short term credit facility for unseen eventualitys and purchases. Reviewed on: 10th June 2024
Kevin S's avatar
Kevin S

Simple, straightforward and fast.

5
Simple, straightforward and fast. Reviewed on: 10th June 2024
Philip M's avatar
Philip M

Online shopping safety

5
Makes buying things on line easier and safer Reviewed on: 10th June 2024
Philip L's avatar
Philip L

PayPal is an easy way to buy stuff and then pay for...

4
PayPal is an easy way to buy stuff and then pay for i am always buying through PayPal Reviewed on: 10th June 2024
Raheela H's avatar
Raheela H

Quick payment and great options for instalment payme...

5
Quick payment and great options for instalment payments. Always easy and feel safe to complete my payments. Reviewed on: 10th June 2024
Gustavo's avatar
Gustavo

Really happy with the pay in 3 option as it gives me...

5
Really happy with the pay in 3 option as it gives me the ability to buy my necessary purchases whilst in a very limited bdget Reviewed on: 10th June 2024
Ramara J's avatar
Ramara J

pay in 3 good to spread cost of purchases

5
pay in 3 good to spread cost of purchases Reviewed on: 10th June 2024
Lee S's avatar
Lee S

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