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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Excellent

Excellent customer service 10 out of 10 Reviewed on: 18th April 2026

Smooth and stress-free experience

My experience with PayPal has been truly positive; they make checkout and account management smooth and stress-free. Reviewed on: 18th April 2026

Good service and excellent way safe Tomane payments

Good service and excellent way safe Tomane payments Reviewed on: 18th April 2026

Too easy

PayPal Credit is SO easy to access, and gets easier all the time… but that’s a double-edged sword, hence my middling score. It’s just too easy to rack up a lot of debt, which is then a challenge to get on top of, and it’s not always clear exactly what you’re paying or what’s due, especially when it sometimes takes several days for payments to update. Reviewed on: 18th April 2026

Amazing finance provider

Amazing finance provider, amazing payment plans, easy to pay back, great time frames Reviewed on: 18th April 2026

Great service never had any problems

Great service never had any problems Reviewed on: 18th April 2026

I use PayPal everyday.

I use PayPal everyday. I feel safe with the transactions and the support when I need it. Reviewed on: 18th April 2026

Fast & Secure

I have used PayPal for sending and receiving money, especially for online shopping and personal transfers. I find it very convenient because it is quick, secure, and easy to use. I like that I can pay without sharing my bank details with every seller, which gives me confidence when buying online. In my experience, transactions are usually smooth and instant. I also appreciate the buyer protection feature, which makes me feel safer when purchasing items from new or unfamiliar sellers. On a few occasions when I needed help, customer support was helpful and resolved my issue. Overall, my experience with PayPal has been positive, and I would recommend it for anyone looking for a reliable and secure way to manage online payments. Reviewed on: 18th April 2026

Been using PayPal for years.

Been using PayPal for years. Has everything for me. Best product. Reviewed on: 18th April 2026

I've had nothing but excellent service

I've had nothing but excellent service Reviewed on: 18th April 2026

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