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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

I use there credit services regularly

I use there credit services regularly really good for paying for holidays as have 4 months to pay off the balance. Reviewed on: 18th April 2026

Very easy to use ,very good for everything

Very easy to use ,very good for everything Reviewed on: 18th April 2026

Easy to use and available on most sites

Easy to use and available on most sites Reviewed on: 18th April 2026

Secure and easy to use

So quick and easy to use. Notifications help keep you on track and easy viewing of different plans prevents confusion. Love the security that comes with PayPal too. Reviewed on: 18th April 2026

PayPal is great

Easy to use and safe. I like using PayPal as it’s quick and easy to manage. Reviewed on: 18th April 2026

Great App, Great Service

The app is easy to use and simple to navigate. Sending funds overseas is straightforward and inexpensive compared to using my bank. Reviewed on: 18th April 2026

Very good experience all round.

Very good experience all round. An excellent way to manage funds. Reviewed on: 18th April 2026

Fair service

Good and transparent pricing, where you know what your are choosing whether it is pay in three or PayPal credit. Reviewed on: 18th April 2026

Always great to use and such an easy process to deal...

Always great to use and such an easy process to deal with Reviewed on: 18th April 2026

Easy access.

Easy access. Customer service has been responsive when I have had difficulties in the past. Reviewed on: 18th April 2026

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