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PayPal: PayPal Credit reviews

4.90
Based on 93,446 reviews, last reviewed 3rd May 2026
1967900% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay for purchases, Easy to pay for purchases, quick to log in and keep track of things Reviewed on: 3rd May 2026
Lesley's avatar
Lesley

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93446)

Flexible payment.

5
The best thing what I like in PayPal is PayPal credit.I can pay almost everywhere and pay back with interest free. Reviewed on: 10th June 2024

Always helpful when contacting them

5
Always helpful when contacting them Reviewed on: 10th June 2024

Flexible payment plans which are great.

5
Flexible payment plans which are great. Pay in 3 has been excellent Reviewed on: 10th June 2024

Everything good, fast and easy.

5
Everything good, fast and easy. I have no complaints. Reviewed on: 10th June 2024

PayPal is a winner.

5
PayPal has made it easy for me to buy the items I cherish and pay for them over four months without interest. Reviewed on: 10th June 2024

Easy user experience.

5
Easy user experience. The app is great to navigate. Reviewed on: 10th June 2024

Overall is good service, it helped me get what I wan...

5
Overall is good service, it helped me get what I want when I cant afforded to pay full amount in one go!!! Reviewed on: 10th June 2024

Gives you enough time to pay.

5
Gives you enough time to pay. They let you know when money will come out of your account. Reviewed on: 10th June 2024

Highly recommended

5
This allows more time to pay off. Reviewed on: 10th June 2024

I love PayPal credit.

5
I love PayPal credit. I tend to use the 4 months interest free option it makes life so much easier Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review