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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145429)

Never had an issue.

5
Never had an issue. So nothing to complain about. Reviewed on: 18th April 2026

I feel safe using PayPal, a very secure and trusted...

5
I feel safe using PayPal, a very secure and trusted way to make my purchases and knowing I am covered should there be an issue. I have using PayPal for a long time and use it as a payment method as much as is allowed on various websites or online shops. Reviewed on: 18th April 2026

First Class Customer Experience

5
PayPal put customers first and provide a first class customer experience. I trust PayPal Reviewed on: 18th April 2026

It's great for buying items when funds are low

5
It's great for buying items when funds are low Reviewed on: 18th April 2026

No problems always been fine been able to spend on i...

5
No problems always been fine been able to spend on it ok and payments have gone through fine Reviewed on: 18th April 2026

User Friendly service

5
PayPal is a reliable and user friendly platform for online payments, offering quick transactions and strong buyer protection. However, occasional delays in processing and inconsistent customer support can be frustrating. Overall, it’s a trusted choice for shopping online, but there’s room for improvement especially in the speed of paypal credit transactions Reviewed on: 18th April 2026

Too easy...

5
Easy to see your payments both past and future, many different payment options Reviewed on: 18th April 2026

I like use this app for mt online payments

5
I like use this app for mt online payments Reviewed on: 18th April 2026

Really quick decision.

5
Really quick decision. Best finance company I've ever used. Reviewed on: 18th April 2026

Very easy to use and good support

5
Very easy to use and good support Reviewed on: 18th April 2026

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