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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,556 reviews, last reviewed 3rd May 2026
1972850% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure online payment I always pay with PayPal as its the safest way to pay for online purchases Reviewed on: 3rd May 2026
Elaine J's avatar
Elaine J

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93556)

Benefits of PayPal Credit

5
Being given time to pay before interest is applied is great. If you need longer to pay off a larger purchase the interest rates are reasonable and comparable. Reviewed on: 10th June 2024
Mazzdd 's avatar
Mazzdd

Great service

5
Great service, easy transaction , excellent customer service Reviewed on: 10th June 2024
A J's avatar
A J

I like the pay pal credit.

5
I like the pay pal credit. Easy to use, the pay pal. I like pay with it Reviewed on: 10th June 2024
Csaba C's avatar
Csaba C

I love paypal credit, it's a good way to build my cr...

5
I love paypal credit, it's a good way to build my credit score and watch my spending habits Reviewed on: 10th June 2024
Liam m's avatar
Liam m

Quick and easy

5
Very easy to use & very quick payments Reviewed on: 10th June 2024
Joe W's avatar
Joe W

All ok .

4
All ok .... Specially when able to pay in 3 installments when buying anything above £30 Reviewed on: 10th June 2024
Abdul R's avatar
Abdul R

Of course, PayPal is accepted all over the place onl...

4
Of course, PayPal is accepted all over the place online, and it seems quite easy to get a PayPal Credit account… sometimes I wish I could use it in the ‘real’ world, but then I think I'd probably get myself in trouble! Reviewed on: 10th June 2024
Mathew Wilkinson's avatar
Mathew Wilkinson

Quick and easy

5
Very quick and easy to use. Helpful when making large purchasers Reviewed on: 10th June 2024
Bethany c's avatar
Bethany c

Very easy and convenient way to pay .

5
Very easy and convenient way to pay .the interest free option is great .safe way to pay . Reviewed on: 10th June 2024
Steven M's avatar
Steven M

Secure platform

5
Really convenient and safe/secure platform. Reviewed on: 10th June 2024
Amu's avatar
Amu

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