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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

Easy payment access!

Easy payment access! So much easier than paying directly from my account. Making it easier and safer. Reviewed on: 18th April 2026

Very easy to use and make payments.

Very easy to use and make payments. Very reasonable rates Reviewed on: 18th April 2026

Great for bigger purchases, interest free for 4 mont...

Great for bigger purchases, interest free for 4 months makes things more manageable especially things that catch you unaware or things like concert tickets etc Reviewed on: 18th April 2026

PayPal is a trusted and reputable financial provider.

PayPal is a trusted and reputable financial provider. Their platform is user friendly, efficient and secure. Reviewed on: 18th April 2026

Good bank

Good bank been with for years good for online purchases. Used credit card to make a phone purchase in an installment plan Reviewed on: 18th April 2026

Very professional , the future of school

Very professional , the future of school Reviewed on: 18th April 2026

Excellent service and always answered my questions

Excellent service and always answered my questions Reviewed on: 18th April 2026

Every time I use PayPal is a positive experience.

Every time I use PayPal is a positive experience. Reviewed on: 18th April 2026

It’s been a wonderful experience using pay pal over...

It’s been a wonderful experience using pay pal over the years and they have the best credit card one can ever get with the best rate and that is the only credit card I have Reviewed on: 18th April 2026

Paypal leverage option of 0% in 4 payments which is...

Paypal leverage option of 0% in 4 payments which is really helpful at the time of need . Also PayPal credit seems very useful for same Reviewed on: 18th April 2026

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