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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145419 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145419)

Easy to use, clear and concise app.

Easy to use, clear and concise app. Simple when buying. Reviewed on: 18th April 2026

Amazing and have been using for over 15 years, nothi...

Amazing and have been using for over 15 years, nothing beats PayPal in every aspect. PayPal credit has amazing interest rates, pay in 3 is extremely helpful and you even get points! I have a credit card aswell and customer service is outstanding Reviewed on: 18th April 2026

Always a good experience with paypal.

Always a good experience with paypal. Very helpful when I have had to use customer service and explained what I needed to know perfectly. I always use PayPal to check out on websites that allow paypal as a option as it adds that extra security. Reviewed on: 18th April 2026

I have always found PayPal incredibly easy to use.

I have always found PayPal incredibly easy to use. I really like the range of payment options they provide as well as their new premium features which allows me to earn points of purchases for future use. Reviewed on: 18th April 2026

When I had a problem was sorted fast over the...

When I had a problem was sorted fast over the phone Reviewed on: 18th April 2026

Excellent to use online.

I've been with PayPal for over 10 years and had PayPal Credit for about 4 years, if i buy a product online through PayPal and it's faulty or damaged and the seller won't help me PayPal never let's me down this is one of the reasons I got a PayPal account. Reviewed on: 18th April 2026

Brilliant quick and easy no fuss

Brilliant quick and easy no fuss Reviewed on: 18th April 2026

Quick easy payments, good protection

Quick easy payments, good protection Reviewed on: 18th April 2026

Good way to pay

Good way of paying for items with no problems Reviewed on: 18th April 2026

Best service

Since using PayPal I had no issue with my deliveries or payment or refund when was necessarily Reviewed on: 18th April 2026

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