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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145412 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145412)

Easy to use, no problems using the service throughout.

Easy to use, no problems using the service throughout. Reviewed on: 18th April 2026

Easy to pay and very convenient.

Easy to pay and very convenient. Reviewed on: 18th April 2026

The best

Always there , for me , easy to pay back Reviewed on: 18th April 2026

"Perfect for using overtime pay towards big buys, wh...

"Perfect for using overtime pay towards big buys, while keeping funds aside for peace of mind when last-minute emergencies arise. Reviewed on: 18th April 2026

Decent, just wish they'd actually notify you when a...

Decent, just wish they'd actually notify you when a payments due Reviewed on: 18th April 2026

Very professional, service is AAA very flexible make...

Very professional, service is AAA very flexible makes life so much easier with payments when things are tight highly recommended for your every day financial needs. Reviewed on: 18th April 2026

PayPal great way of spending

Been using PayPal for a while and only had good experience with it Reviewed on: 18th April 2026

I didn't really like the idea of buying online, but...

I didn't really like the idea of buying online, but since I started using PayPal I've learned a lot and I love doing my shopping. Reviewed on: 18th April 2026

Perfectly safe & secure

Easy to use. Trustworthy & secure to use Reviewed on: 18th April 2026

works ,easy to set up and pay for things ,som...

Always works ,easy to set up and pay for things ,sometimes frustrating to contact but maybe I'm impatient. Reviewed on: 18th April 2026

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