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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,655 reviews, last reviewed 3rd May 2026
1977550% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My best experience with PayPal credit. My best experience with PayPal credit. Reviewed on: 3rd May 2026
Samar's avatar
Samar

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93655)

PayPal always keep me informed

5
PayPal always keep me informed of my balance, payment dates and offers. Any disputes I have are dealt with in an efficient and timely manner Reviewed on: 10th June 2024
Steve Jackson's avatar
Steve Jackson

I’ve been using paypal for over years just saying I...

5
I’ve been using paypal for over years just saying I am truly satisfied and happy with paypal services. Highly recommended to everyone to use paypal, safe to pay safe to use everywhere anywhere and always available anytime you needed it. Reviewed on: 10th June 2024
Jahara M's avatar
Jahara M

Quick, easy and incredibly flexible

5
Quick easy and incredibly flexible feel very confident using it and there’s so many options available Reviewed on: 10th June 2024
Fuzzwuzzle's avatar
Fuzzwuzzle

4 month interest free option is a lifesaver.

5
I’ve had PayPal credit for several years now. Having a 4 month interest free option has been an absolute lifesaver for me when purchasing all my bathroom furniture and large kitchen appliances during our house renovation. Reviewed on: 10th June 2024
Gillian M's avatar
Gillian M

Lots of options but the online help needs improvement

4
Good options for payments . Not happy with the in-app online customer service chat Reviewed on: 10th June 2024
Sherif A's avatar
Sherif A

Good features

5
4 months interest free credit on all purchased over £100 is a very useful feature Reviewed on: 10th June 2024
IT's avatar
IT

PayPal for peace of mind

5
I love using PayPal. It can be used on many platforms to use as payment. It has different options such as pay by debit card or credit, has a pay by bank option and also have the facility to use PayPal Credit where you can pay over a certain amount of time. I feel that my details are safe and secure with PayPal which gives me extra piece of mind when purchasing online. PayPal provides the opportunity to send and receive money from friends/family and businesses, offering an alternative to providing bank details. When making purchases you are covered by buyer protection which aso makes using PayPal a very good platform to use. Reviewed on: 10th June 2024
Neaera Warren's avatar
Neaera Warren

Really good, no complaints only issue I can think of...

5
Really good, no complaints only issue I can think of is the fact it’s hard to increase the credit limit Reviewed on: 10th June 2024
Mr S A L O O W's avatar
Mr S A L O O W

Really great way to pay and it’s always clear what y...

4
Really great way to pay and it’s always clear what your balance is and what you need to pay Reviewed on: 10th June 2024
Wayne b's avatar
Wayne b

Great and easy to use app.

5
Great and easy to use app. Always working, no issues. Plenty of availability on other websites too Reviewed on: 10th June 2024
Alicia R's avatar
Alicia R

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