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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,693 reviews, last reviewed 4th May 2026
1979200% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I've use PayPal since early 2000 N... Excellent service I've use PayPal since early 2000 Never let me down great company They are a credit to who ever uses them thanks PayPal Reviewed on: 4th May 2026
Mick taylor's avatar
Mick taylor

Latest lowest rating:

2

I am extremely disappointed with how PayPal handled... I am extremely disappointed with how PayPal handled my dispute regarding this transaction. Despite providing evidence that the accommodation was not f... Read more Reviewed on: 3rd May 2026
Feiruz A's avatar
Feiruz A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93693)

Great experience

5
I have had a great experience and found it to be easy to use and manage payments. Its great being able to use paypal credit and know I have a safe purchase that is protected Reviewed on: 10th June 2024
Olivia 's avatar
Olivia

I have used PayPal since its inception and it has al...

5
I have used PayPal since its inception and it has always been a reliable service to help me manage my purchases. Reviewed on: 10th June 2024
Toqeer S's avatar
Toqeer S

Very useful with no hidden fees help with what you...

5
Very useful with no hidden fees help with what you need when under pressure Reviewed on: 10th June 2024
Mick ray's avatar
Mick ray

Have never had any issues.

5
Have never had any issues when making a purchase using PayPal Credit. They offer many flexible options to suit your requirements. Pay in 3 is great for smaller purchases where you would rather not stick it on the credit card or finance for a longer term. 0% interest for 4 months has been very useful for saving cost on high interest rates when you know you will be able to pay off the purchase balance in the next 4 months. Even if your circumstances change and you run over by a month, you have saved on the interest for 4 months compared to buying with a credit card. To summarise, it is very helpful for me when I need to juggle any small or large purchase into my personal cash flow. Sometimes you can even get a 0% over 12 months offer which really takes the stress away from making them otherwise, bank breaking purchases. Reviewed on: 10th June 2024
Thomas's avatar
Thomas

PayPal is the best service provider !

5
PayPal is the best service provider ! Money back guarantee peace of mind in within 180 days . Always supportive and excellent customer service ! Reviewed on: 10th June 2024
Petronela's avatar
Petronela

Pleasant experience with PayPal and would recommend...

5
Pleasant experience with PayPal and would recommend to friends and family. Customer service has been prompt, efficient and helpful and were able to immediately respond to my issue. Reviewed on: 10th June 2024
Anna C's avatar
Anna C

Easy to use.

5
Easy to use. I love anything user friendly Reviewed on: 10th June 2024
Paula H's avatar
Paula H

So far so good.

5
So far so good. think the offers are good and it would be great if oversea transfers are possible at a more affordable rate Reviewed on: 10th June 2024
Don C's avatar
Don C

PayPal and customer service

5
Staff are always kind courteous and are so helpful Reviewed on: 10th June 2024
Andy Stevo's avatar
Andy Stevo

A great benefit

5
I use it all the time. Pay in 3 really helps spread the bills out especially at Christmas and birthdays. Reviewed on: 10th June 2024
Chris W's avatar
Chris W

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