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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

I use PayPal pay in 3 and also pay over 6 months int...

I use PayPal pay in 3 and also pay over 6 months interest free, it gives me the opportunity to purchase items and spread the cost without paying interest. Reviewed on: 18th April 2026

Easy to use, clear and concise billing.

Easy to use, clear and concise billing. Anytime I have called customer service they have answered quickly and help me. Reviewed on: 18th April 2026

I love paypal credit its very convenient and the 0%...

I love paypal credit its very convenient and the 0% promotional offer for 4 months is really good Reviewed on: 18th April 2026

Efficient, fast and reliable

Easy to use, effective and fast and always reliable Reviewed on: 18th April 2026

Easy to use and funding always available

Easy to use and funding always available Reviewed on: 18th April 2026

Very good easy to use and there was no rewards till...

Very good easy to use and there was no rewards till now I am using this but I never seen a reward from PayPal or no cash back as well Reviewed on: 18th April 2026

Recent purchase via EBay not refunded.

Recent purchase via EBay not refunded. Opened the case with PayPal who successfully mitigated on my behalf and won my refund Reviewed on: 18th April 2026

Brilliant service

Have being using PayPal for a number of years now and never had any issues, even when I have had to get a refund for anything everything goes through smoothly. Reviewed on: 18th April 2026

PayPal as an extra layer of protection.

I personally use PayPal as an extra layer of protection of such payments like subscriptions an also as payment method when is available. Reviewed on: 18th April 2026

Great experience and easy to use.

Great experience and easy to use. Reviewed on: 18th April 2026

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