Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145400 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145400)

Supported me when ever I have needed that little bit...

Supported me when ever I have needed that little bit of retail therapy and not had enough money to buy anything. Especially when I have been really down lately, PayPal has helped me to pick myself up again. Easy to set up use and pay back. Love it! Reviewed on: 18th April 2026

I trust paypal I have peace of mind as well .

I trust paypal I have peace of mind as well . Reviewed on: 18th April 2026

My go to money app

Use PayPal for my default payments provider, and financer when I want something a little extra. Reviewed on: 18th April 2026

Always keeping my funds safe and easy to understand...

Always keeping my funds safe and easy to understand the interface Reviewed on: 18th April 2026

Easy, very helpful, I always trust PayPal 100%

Easy, very helpful, I always trust PayPal 100% Reviewed on: 18th April 2026

Really good products and customer service.

Really good products and customer service. Use it for big purchases giving the flexibility to pay over time with no interest or charges Reviewed on: 18th April 2026

PayPal Credit

PayPal credit was straightforward to set up and manage on a monthly basis and I trust careful use will improve my credit rating over time. I have had no need so far to contact customer service or support, which I feel says everything. Well done!!! Reviewed on: 18th April 2026

Great experience, always helpful if having any issues.

Great experience, always helpful if having any issues. Nice and easy applications and website to use Reviewed on: 18th April 2026

Great company

Great company helps when there's a problem conievent easy to use Reviewed on: 18th April 2026

Pay pal credit is the easiest to use

Easy to set up and use. Makes instalments easier to manage and set up direct debit to pay it. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76368 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub