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PayPal: PayPal Credit reviews

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4.90
Based on 93,734 reviews, last reviewed 4th May 2026
1980800% increase in 5 star reviews
in the past 90 days
5750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use - never had any problems at all - tha... So easy to use - never had any problems at all - thank you Reviewed on: 4th May 2026
Barbara P's avatar
Barbara P

Latest lowest rating:

2

It’s poor payment options It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026
Yash's avatar
Yash
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93734)

Very easy and simple to use.

5
Have always used it for financing anything I buy. Very easy and clear how to use and view any upcoming payment or payment history I have. Reviewed on: 10th June 2024
Luca l's avatar
Luca l

PayPal is simple to use and is offered with all majo...

5
PayPal is simple to use and is offered with all major merchants so a very good option for finance. I particularly like that Apple works with them. Reviewed on: 10th June 2024
Vrb's avatar
Vrb

Ahead of all the rest

5
Absolutely love the service, reputable, safe, quick processing, protected, really enjoy buying items when I know the stress is taken out if it, I can buy items in emergency that I may nit have access to the funds in the moment. Fantastic resource abd peace of mind and easy ways to pay it off too Reviewed on: 10th June 2024
cathereen w's avatar
cathereen w

Great thanks

5
Good service happy with it. Easy payment options Reviewed on: 10th June 2024
Laura S's avatar
Laura S

Easy to use & Digital experience

5
Easy to use & Digital experience Reviewed on: 10th June 2024
Vinay A's avatar
Vinay A

PayPal allows me to buy things and spred the cost

5
PayPal allows me to buy things and spred the cost Reviewed on: 10th June 2024
Paul M's avatar
Paul M

Very good!

5
Very good! Absolutely love paypal credit Reviewed on: 10th June 2024
Glen H's avatar
Glen H

Trusted Payment Option

5
Comes in handy all of the time, often if I don’t trust or know a site very well then I will use PayPal credit knowing my money is safe - but also it’s a bonus of not needing to rush to pay it back either, and that it offers up to a month to pay it back Reviewed on: 10th June 2024
Shan 's avatar
Shan

Very simple to use and customer services is where I...

5
Very simple to use and customer services is where I expect all types of credit service should be very good! Reviewed on: 10th June 2024
Christopher c's avatar
Christopher c

Great, no problem straight forward

5
Great, no problem straight forward Reviewed on: 10th June 2024
Alyssa b's avatar
Alyssa b

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