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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145396)

Been using paypal as years.

Been using paypal as years. Very easy to use Reviewed on: 18th April 2026

Thank you

I haven't needed customer service as i have had no problems with PayPal and my small minimum payments are great Reviewed on: 18th April 2026

Very useful and easy to do.

Very useful and easy to do. Use for various items. Reviewed on: 18th April 2026

Very convenient and Pay in 3 is very helpful in...

Very convenient and Pay in 3 is very helpful in a pinch Reviewed on: 18th April 2026

I have been using paypal with no difficulties since...

I have been using paypal with no difficulties since 2016 they are always available to listen with any issues Reviewed on: 18th April 2026

Unexpected circumstances, paypal helped

Always wonderful, I remember when I had to make unplanned travelling and PayPal help paying for flight with installment repayment Reviewed on: 18th April 2026

Using PayPal over 10 years

Using PayPal over 10 years, very reliable and friendly. Reviewed on: 18th April 2026

Every time I need help and advice they are ready to...

Every time I need help and advice they are ready to help Reviewed on: 18th April 2026

Brilliant service.

Brilliant service. Very fast and secured. Reviewed on: 18th April 2026

Overall good!

Overall good! Very helpful… whenever you need to spread the cost Reviewed on: 18th April 2026

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