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PayPal: PayPal Credit reviews

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4.90
Based on 93,761 reviews, last reviewed 4th May 2026
1981950% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple, safe and Fast! Simple, safe and Fast! PayPal is my go to for online purchases Reviewed on: 4th May 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93761)

Excellent Service

5
Borrowing money from PayPal has always been easy, and I will continue to use them as my credit provider. Reviewed on: 10th June 2024
Sophia H's avatar
Sophia H

I have used PayPal credit on a few occasions

5
I have used PayPal credit on a few occasions and have found it easy to use, easy to arrange direct debits. It’s just a help if money is a little tight at the the time of purchase Reviewed on: 10th June 2024
Emily R's avatar
Emily R

PayPal and me.

5
I've been using PayPal credit for a long time, I've never had a problem, PayPal is absolutely excellent Reviewed on: 10th June 2024
DrPsy's avatar
DrPsy

Budget borrowing

5
Great for small budget type borrowing Reviewed on: 10th June 2024
Jonny B's avatar
Jonny B

It good a reliable and gives me the reflexibility to...

5
It good a reliable and gives me the reflexibility to pay Reviewed on: 10th June 2024
Michael 's avatar
Michael

Paypal makes me feel safe and easy to purchase anyth...

5
Paypal makes me feel safe and easy to purchase anything I meed especially with PayPal Credit that gives me more leeway to pay my purchases Reviewed on: 10th June 2024
Filipe N's avatar
Filipe N

You are good .

5
You are good . You are best. Thank Reviewed on: 10th June 2024
Abdul H's avatar
Abdul H

Very easy and simple to use.

5
Have always used it for financing anything I buy. Very easy and clear how to use and view any upcoming payment or payment history I have. Reviewed on: 10th June 2024
Luca l's avatar
Luca l

PayPal is simple to use and is offered with all majo...

5
PayPal is simple to use and is offered with all major merchants so a very good option for finance. I particularly like that Apple works with them. Reviewed on: 10th June 2024
Vrb's avatar
Vrb

Ahead of all the rest

5
Absolutely love the service, reputable, safe, quick processing, protected, really enjoy buying items when I know the stress is taken out if it, I can buy items in emergency that I may nit have access to the funds in the moment. Fantastic resource abd peace of mind and easy ways to pay it off too Reviewed on: 10th June 2024
cathereen w's avatar
cathereen w

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