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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145381)

I love using the no interest for a few months on big...

5
I love using the no interest for a few months on bigger purchases like concert tickets and electronic stuff. It’s super useful Reviewed on: 18th April 2026

Always a good experience, used it for years

5
Always a good experience, used it for years Reviewed on: 18th April 2026

Fantastic great service would highly recommend

5
Fantastic great service would highly recommend Reviewed on: 18th April 2026

Excellent way to pay

5
I have never had an issue with PayPal, alwaygiven good service Reviewed on: 18th April 2026

Very good service and helpful when you need to call...

5
Very good service and helpful when you need to call customer service. Reviewed on: 18th April 2026

Paypal my best pal

5
Excellent and such a great app happy customer Reviewed on: 18th April 2026

Always helpful.

5
Always helpful. Do their best to resolve any problem. Understanding and friendly but professional staff. Money help- the best- PayPal credit and pay in 3 . Reviewed on: 18th April 2026

safe and reliable

5
Always found paypal to be a safe and secure payment method, and easy to use Reviewed on: 18th April 2026

Excellent service, no one issue to report

5
Excellent service, no one issue to report Reviewed on: 18th April 2026

PayPal credit is good but could be accepted in more...

5
PayPal credit is good but could be accepted in more places like Amazon and it is sometimes difficult to find account number and see statement because it’s not sent to you. Even electronically Reviewed on: 18th April 2026

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