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PayPal: PayPal Credit reviews

4.90
Based on 93,810 reviews, last reviewed 4th May 2026
1984250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal for all of my purchases. I use paypal for all of my purchases. Its safe. Stress free. If any of the payments are dodgy, they will sort it out for you. In a nutshell, cant live... Read more Reviewed on: 4th May 2026
Amina b's avatar
Amina b

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93810)

Paypal credit is extremely easy to use

5
Paypal credit is extremely easy and it is a fast process to get started. With paypal I have 100% trust in the security of my information. Reviewed on: 11th June 2024

Great for buying things on credit and paying off bef...

4
Great for buying things on credit and paying off before interest starts that I would not normally afford to buy in one go Reviewed on: 11th June 2024

I value the ability to purchase things and have the...

5
I value the ability to purchase things and have the option to pay with 4 months interest free option on the repayment thereby assisting my cash flow Reviewed on: 11th June 2024

Excellent, flexible and convenient way to purchase

5
Excellent, flexible and convenient way to purchase Reviewed on: 11th June 2024

I would recommend PayPal Credit because...

5
PayPal credit is extremely easy to use and feels very safe; I like that there is the option to verify your purchases, not only for security but as it gives you another opportunity to think about the purchase you're about to make. The customer services team and helpful and efficient and the app is extremely user friendly with plenty of options to make repayments. Reviewed on: 11th June 2024

Easy solution to accept and make payments

4
Easy solution to accept and make payments Reviewed on: 11th June 2024

Best option on the market

5
Absolutely brilliant always very secure and reliable easy to use. Just what I need. Reviewed on: 11th June 2024

Expensive cut, the money taken is too much for the s...

4
Expensive cut, the money taken is too much for the service it provides. Reviewed on: 11th June 2024

I am really satisfied.

5
I am really satisfied. And happy for work with them. Reviewed on: 11th June 2024

I love it, so easy to use!

5
I love it, so easy to use! They gave me a great allowance at the end of the year and increased it for me! So thankful. Reviewed on: 10th June 2024

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