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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145379)

So easy to use, and manage your finances

So easy to use, and manage your finances Reviewed on: 18th April 2026

It's helpful to less earning money

It's helpful to less earning money Reviewed on: 18th April 2026

PayPal has always been there for me when I needed...

PayPal has always been there for me when I needed it Reviewed on: 18th April 2026

Convenient and simple to use

I’ve used PayPal Credit because it’s quick, convenient and easy to access when making purchases online. The process is straightforward and it can be useful if you need flexibility with payments. Reviewed on: 18th April 2026

Trust me PayPal works for me

I use PayPal as I trust them to securely complete my transactions. They also resolve any disputes I may encounter. Reviewed on: 18th April 2026

Quick and very easy to use, and you no it is very se...

Quick and very easy to use, and you no it is very secure to use Reviewed on: 18th April 2026

A real pal: Paying the friendly fair way

Always very reliable and very easy to access. Paypal has a very easy to navigate app, money is sent and received promptly Reviewed on: 18th April 2026

My paypal.

A great service and great if your making a big purchase on line with a monthly direct debit to repay what you have bought. Reviewed on: 18th April 2026

PayPal is a great service

PayPal has a great credit limit amount and they make it really simply to use this for purchases. Any time ive had issues with orders they have made it really easy to get in touch and get it resolved. Reviewed on: 18th April 2026

PayPal Credit has been a convenient and flexible way...

PayPal Credit has been a convenient and flexible way to manage purchases. The application process was quick, and it’s easy to use when checking out online. Payments are straightforward, and it offers helpful short-term credit when needed. Reviewed on: 18th April 2026

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