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PayPal: PayPal Credit reviews

4.90
Based on 93,895 reviews, last reviewed 4th May 2026
1988150% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used pay pal credit a few times and it has help... I’ve used pay pal credit a few times and it has helped with the pay in 3. I can get things I have only dreamed about Reviewed on: 4th May 2026
Mark t's avatar
Mark t

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (93895)

Easy to use.

5
Easy to use. Good integration with websites and apps Reviewed on: 11th June 2024

Money under control

5
I love how easy it is to pay off and control the spend with PayPal Reviewed on: 11th June 2024

A rally good experience with paypal definitely recom...

5
A rally good experience with paypal definitely recommend Reviewed on: 11th June 2024

Easy to use app .

5
Easy to use app . Sensible credit limits Reviewed on: 11th June 2024

Easy to use fair rates of interest with interest fre...

5
Easy to use fair rates of interest with interest free option Reviewed on: 11th June 2024

lower interest, safe account

5
I find that the interest rate is lower compared to other credit accounts, and everyone already feels safer when using PayPal so it already had a great foundation to trust Reviewed on: 11th June 2024

Excellent product

5
Makes buying products more accessible Reviewed on: 11th June 2024

Very good service thanks for all you do.

5
Very good service thanks for all you do. Reviewed on: 11th June 2024

Easy to use, helps spread the cost

5
Easy to use, helps spread the cost Reviewed on: 11th June 2024

Great service that pay pal provide

5
Great service that pay pal provide Reviewed on: 11th June 2024

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