Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145377)

Always use PayPal for everything.

Always use PayPal for everything. Best service provider. Reviewed on: 18th April 2026

All the time I have been doing very good experiences!

All the time I have been doing very good experiences!!!!! Reviewed on: 18th April 2026

Very fast and easy.

Very fast and easy. I'm very happy top use Reviewed on: 18th April 2026

A Flexible and Convenient Financial Tool

I’ve been using the PayPal Credit service for a while now, and it has become a staple in my online shopping routine. The biggest advantage for me is the seamless integration. Reviewed on: 18th April 2026

Very good Very good

Very good very good very good very good Reviewed on: 18th April 2026

Overall paypal credit is good

Overall paypal credit is good, not had too use their customer service as of yet. Reviewed on: 18th April 2026

I trust paypal

I trust paypal for all my online purchases, if a seller doesn't offer paypal as an option, then they don't get my business Reviewed on: 18th April 2026

Great app, helps manage payments

Great app, helps manage payments Reviewed on: 18th April 2026

It has been easy to use with straight forward features.

It has been easy to use with straight forward features. Reviewed on: 18th April 2026

Really easy to use

Really easy to use and great terms Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76329 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub