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PayPal: PayPal Credit reviews

4.90
Based on 94,003 reviews, last reviewed 4th May 2026
1993100% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always trust PayPal to handle my transactions seamle... Always trust PayPal to handle my transactions seamlessly and securely. Reviewed on: 4th May 2026
Bobbylegend's avatar
Bobbylegend

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94003)

My PayPal Experience

5
I have used PayPal for both online and in-person purchases and I couldn’t have asked for more! Reviewed on: 11th June 2024

Highly recommend

5
Love that I have that option available while making bigger purchases. It’s easy and convenient finance. Reviewed on: 11th June 2024

Absolutely brilliant services provided

5
Absolutely brilliant services provided Reviewed on: 11th June 2024

It’s really good and I’m happy to use this

4
It’s really good and I’m happy to use this Reviewed on: 11th June 2024

I have always had good experiences when using this s...

5
I have always had good experiences when using this service Reviewed on: 11th June 2024

I use PayPal credit regularly.

5
I use PayPal credit regularly. It's easy, convenient and gives me a little more freedom to purchase luxury items. Reviewed on: 11th June 2024

Great customer service and easy to use

5
Great customer service and easy to use Reviewed on: 11th June 2024

Useful and accessible

5
Helpful to be able to use it for some purchases. Easy to make payments. Reviewed on: 11th June 2024

Easy to pay and fair interest rates.

5
PayPal make it easy to pay for goods and interest rates are fair. The app is great for everything related to the credit account including managing the credit amount. Reviewed on: 11th June 2024

PayPal credit

5
This paid for my holiday with a low interest couldn't recommend this more for big purchases Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

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