Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145377)

PayPal credit

I’ve always found PayPal and PayPal credit easy to use and fuss free and with repayment rates that are competitive Reviewed on: 18th April 2026

So simple to purchase

I live how easy paypal is to use and it is accepted in lots more places. I also have a PayPal card but I have not used this to date Reviewed on: 18th April 2026

The best.

The best. I love it so much and I can pay any time I can Reviewed on: 18th April 2026

Great service, love the 0% over 4 months.

Great service, love the 0% over 4 months. And the new card so I can now use it via Apple Pay Reviewed on: 18th April 2026

Customer service has always been great.

Customer service has always been great.Responds quickly and deals with any problems effectively. Reviewed on: 18th April 2026

Never any problems with transactions and great custo...

Never any problems with transactions and great customer service with any problems Reviewed on: 18th April 2026

In general my experience with paypal is positive , p...

In general my experience with paypal is positive , part from minor customer service , like lack of response or inability to help cause of some issues with the address, all overcome with patience so all fine Reviewed on: 18th April 2026

Great service

I aways use paypal. Its a safe way to pay. Reviewed on: 18th April 2026

Good service and offers pay in 3 or PayPal credit.

Good service and offers pay in 3 or PayPal credit. Reviewed on: 18th April 2026

Easy to use

So easy to use , feel really comfortable ordering and paying with PayPal Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76324 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub