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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94143 reviews)

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4.90

Based on 94,143 reviews, last reviewed 4th May 2026

1999550% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always quick and easy to use. Always quick and easy to use. Would highly recommend Reviewed on: 4th May 2026

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94143)

We’re good!

We’re good! I intent to continue using it. Reviewed on: 11th June 2024

Brilliant very simple and easy to use

Brilliant very simple and easy to use Reviewed on: 11th June 2024

PayPal credit is a fantastic service.

PayPal credit is a fantastic service. It’s helped me increase my credit score massively, along with assisting me in spread the costs for some bigger purchases while I move out! Reviewed on: 11th June 2024

Easy to use and readily available

Easy to use and readily available Reviewed on: 11th June 2024

Quick payments, great customer service

Quick payments, great customer service Reviewed on: 11th June 2024

It’s simple, quick, effective with good security

It’s simple, quick and effective with good security Reviewed on: 11th June 2024

Brilliant the service is hassle free and always have...

Brilliant the service is hassle free and always have the protection of paypal Reviewed on: 11th June 2024

Simplistic way of on-line paying.

Everything you do with paypal is instant, absolutely no fussing and their payment system is very simplistic, they give plenty of options for paying for large items which makes me return to them as my first choice again and again. Reviewed on: 11th June 2024

All Good !

All Good ! But I only use PayPal for payments. Especially PayPal credit Reviewed on: 11th June 2024

My go to lender

My go to lender for ease of use, zero finance costs are a major plus for my short term borrowing Reviewed on: 11th June 2024

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