Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

View other PayPal products

4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145374)

It has been a really good experience so far .

It has been a really good experience so far .. paying my bills on time and talking to customer service team whenever I have got an issue with my account Reviewed on: 18th April 2026

PayPal PayPal credit is really easy to navigate...

PayPal and PayPal credit is really easy to navigate and any queries are dealt with promptly and effectively. Reviewed on: 18th April 2026

Fast easy to use and nice rewards.

Fast easy to use and nice rewards. Reviewed on: 18th April 2026

PayPal Review

I find PayPal nice and convenient when it comes to paying for things online, or when I need to send money to a friend or family member. I’ve also found having a PayPal credit card really useful. Especially the ability to use the card in physical venues. Reviewed on: 18th April 2026

Can't go wrong with 0% credit on a phone!

Can't go wrong with 0% credit on a phone! Reviewed on: 18th April 2026

Great getting tracking on shopping arriving

Great getting tracking on shopping arriving Reviewed on: 18th April 2026

paypal is very good way of paying for goods in insta...

paypal is very good way of paying for goods in installements Reviewed on: 18th April 2026

The app is very user friendly

The app is very user friendly and there are loads of perks to take advantage of like the cashback/points scheme Reviewed on: 18th April 2026

Used PayPal for about 10 years now!

Used PayPal for about 10 years now! Maybe longer - easy to navigate - quick to use and available on most apps Reviewed on: 18th April 2026

Straightforward credit

Straightforward credit from PayPal and the way their individual deals are spelt out (pay in 3, 0% for 4 months etc) is crystal clear. Generous credit limit too. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76316 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub