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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145370)

Would all way recommend PayPal

5
Never had any issues with PayPal and have great options for different needs Reviewed on: 18th April 2026

Very easy to use, would recommend.

5
Very easy to use, would recommend. Reviewed on: 18th April 2026

Thankyou for pay in 3

5
Makes paying easy, you don't miss the smaller payments and makes a larger purchase possible without stretching yourself Reviewed on: 18th April 2026

I love PayPal very easy to use and everywhere

5
I love PayPal very easy to use and everywhere Reviewed on: 18th April 2026

Using PayPal is essential for me!

5
Using PayPal is essential for me! It is so convenient I can't go without it! Reviewed on: 18th April 2026

trustworthy financial product

5
A positive and trustworthy financial product Reviewed on: 18th April 2026

Great credit offers and available on many shopping w...

5
Great credit offers and available on many shopping websites. Reviewed on: 18th April 2026

All quick and fast.

5
All quick and fast. Issues are resolved quickly. Reviewed on: 18th April 2026

Helped out when I got scammed.

4
Helped out when I got scammed. Got my money back. Reviewed on: 18th April 2026

I am happy with Paypal service.

5
I am happy with Paypal service. Customer Service works well. Fast and clear answers. Reviewed on: 18th April 2026

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