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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145359 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145359)

PayPal felt like a friend and family

PayPal and PayPal credit has been a life saver while I navigated the brutal loss of my child. My family could send me money to keep me going without the fees of international bank transfers and pay pal credit has been so useful when I needed to by tickets to see my therapist . I’m am grateful for PayPal truly ! Thank you PayPal ! Reviewed on: 18th April 2026

Good service get all i want.

Good service get all i want. Recomedet to my friends Reviewed on: 18th April 2026

Great financial group always there to help when need...

Great financial group always there to help when needed straight forward and no fuss Reviewed on: 18th April 2026

The option to pay back 3/4months with no interest ma...

The option to pay back 3/4months with no interest makes PayPal stand out for me over any other lender. I just wish amount could be reviewed yearly based on how a customer pay back their loan but above all PayPal does it for me. Reviewed on: 18th April 2026

Excellent

Never have any issues a good solid and sound company Reviewed on: 18th April 2026

Simply brilliant

I’ve been using PayPal for decades and I find it so easy and secure and never no issues Reviewed on: 18th April 2026

I think best part is customer support and quick.

I think best part is customer support and quick. Reviewed on: 18th April 2026

Smart money for people

Good services nothing to say really but I appreciated the services it's goodness Reviewed on: 18th April 2026

I have been using PayPal for years now and I have ha...

I have been using PayPal for years now and I have had no issues whatsoever Reviewed on: 18th April 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Feel it is a safe way to make a purchase Reviewed on: 18th April 2026

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