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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145342 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145342)

Always Paypal

I'm using PayPal many years ago. Easy to use it. PayPal credit and pay-in-3 such a big help when you need spend a bit bigger amount. Easy to follow all your spending. Reviewed on: 18th April 2026

Easy to understand very transparent

Easy to understand very transparent Reviewed on: 18th April 2026

Ease of use and availability are hard to beat.

Ease of use and availability are hard to beat. Reviewed on: 18th April 2026

Always fast and easy, would recommend

Always fast and easy, would recommend Reviewed on: 18th April 2026

Happy to use this.

Happy to use this. Get points and benefits Reviewed on: 18th April 2026

Great Service

I enjoyed PayPal a lot but they have to review the credit in interval. Reviewed on: 18th April 2026

PayPal is the best way to use credit.

PayPal is the best way to use credit. Pay in 3 is very handy. Reviewed on: 18th April 2026

PayPal Credit has been a great tool for buying items.

PayPal Credit has been a great tool for buying items and paying them up interest free. Either monthly pay interest free in 3 instalments or interest free over 4 months. Very helpful as long as it’s used wisely. I have had one issue while using PayPal Credit where PayPal’s outcome was not in my favour and I had to pay for goods I had not received, which I wasn’t happy about. Other than that the service is good. I mainly use PayPal Debit Card just now which allows me to earn points which gives me money off shopping. Reviewed on: 18th April 2026

Great I’ve had no trouble at all

Great I’ve had no trouble at all Reviewed on: 18th April 2026

The best app ever and very helpful

The best app ever and very helpful Reviewed on: 18th April 2026

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