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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 94,378 reviews, last reviewed 4th May 2026
2010600% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service has always been very good. Service has always been very good. Accuracy, clarity of statements ie Minimum payment, interest etc could be improved. Reviewed on: 4th May 2026
Lee S's avatar
Lee S

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026
Oscar G's avatar
Oscar G
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94378)

Great way to spread the cost

5
PayPal credit is a great way to spread the cost of more expensive items. I use it a lot and love that it is interest free. I recommend family and friends to use it Reviewed on: 11th June 2024
MDEdin's avatar
MDEdin

I use it all the time for big and small purchases.

5
I use it all the time for big and small purchases. It helps me with budgeting and means I can purchase things I wasn't able to before and spread the cost out. Reviewed on: 11th June 2024
Qmaine's avatar
Qmaine

PayPal credit is a great option with interest free f...

5
PayPal credit is a great option with interest free for a few months making things great value and very helpful. Reward you with increased credit limits if you pay on time. Very easy to see what you owe and make payments. Use it all the time and would recommend Reviewed on: 11th June 2024
Victoria C's avatar
Victoria C

Good option.

5
Good option. Can pay my holliday or goods. Very happy Reviewed on: 11th June 2024
Mariusz's avatar
Mariusz

4 months pay back terms

5
Very useful specially spending £100 plus getting 4 months to pay back. Reviewed on: 11th June 2024
Rowsan K's avatar
Rowsan K

Best credit provider ever used!

5
Easy to use, apply for and increase or decrease according to my needs. Best credit provider ever used. Had no issues whatsoever, I use PayPal credit for the bulk of my online purchases. Love it. Reviewed on: 11th June 2024
Neil P's avatar
Neil P

Very good service easy to use very reliable and safe

5
Very good service easy to use very reliable and safe Reviewed on: 11th June 2024
gurpreet Singh 's avatar
gurpreet Singh

I use PayPal credit and pay in 3 for various purchas...

5
I use PayPal credit and pay in 3 for various purchases, so all my purchases are in one place. Reviewed on: 11th June 2024
Damien H's avatar
Damien H

Paypal is my go to

5
Paypal is my go to payment option. With the added security and the three month interest free option I highly recommend using paypal. Another great benefit is their on hand customer service which most big companies don’t have anymore. Paypal is fantastic and I highly recommend it Reviewed on: 11th June 2024
Joe's avatar
Joe

So easy very helpful to use

5
So easy to use and in this time of financial hardship really helped when I needed to replace an item which had broke without the stress of leaving me short with bill paying Reviewed on: 11th June 2024
Maxine B's avatar
Maxine B

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