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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145321 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145321)

Easy to use, no hassle.

Easy to use, no hassle. Never had a problem Reviewed on: 18th April 2026

Very flexible for things that I want to pay in small...

Very flexible for things that I want to pay in smaller amounts monthly, helps alot as I have a small budget per month very useful if used sensibly. Reviewed on: 18th April 2026

Good service

easy to use and nice customer service team Reviewed on: 18th April 2026

PayPal is the safest money management tool you can use!

PayPal is the safest money management tool you can use! With its long standing reputation and fair credit options. Why would I go anywhere else?! It has a dynamic and easy to use platform which works and transfers effortlessly across all devices whether your at home or on the go! Reviewed on: 18th April 2026

They do everything very well.

They do everything very well. I’ve been using them for years now Reviewed on: 18th April 2026

A convenient way to pay for goods

A convenient way to pay for goods Reviewed on: 18th April 2026

I have Never problem with nothing about payment or c...

I have Never problem with nothing about payment or cancellation, will recommend to anyone Reviewed on: 18th April 2026

I like PayPal for its ease of use i also like the fl...

I like PayPal for its ease of use i also like the flexability or diferent options to pay or have credit. Reviewed on: 18th April 2026

Great customer service and always super easy to use.

Great customer service and always super easy to use. Great to.use for cashflow as a small company Reviewed on: 18th April 2026

PayPal credit is best

PayPal credit is best way to spread the payment Reviewed on: 18th April 2026

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