Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94437 reviews)

View other PayPal products

4.90

Based on 94,437 reviews, last reviewed 4th May 2026

2013400% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Flexible and supportive. Good - always appreciate their customers. Seems to be secure! Reviewed on: 4th May 2026

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (94437)

Credit Where it's Due!

Easy to use. Regular updates on purchases and spending totals. Gives a good reminder time for payments due. Reviewed on: 11th June 2024

PayPal credit is something I have used for years and...

PayPal credit is something I have used for years and I’ve never had any issues with it. Whenever I make payments, they show up easily and there is never any delay. Would recommend to anyone! Reviewed on: 11th June 2024

Great tool to use and great offers

Great tool to use and great offers Reviewed on: 11th June 2024

It’s enabled me to purchase things at pay back in my...

It’s enabled me to purchase things at pay back in my own time with piece of mind it’s been a life saver around birthday and Christmases Reviewed on: 11th June 2024

Handy and easy to use

Handy and easy to use, widely accessible Reviewed on: 11th June 2024

Great service!

Great service! I always receive helpful communication from PayPal regarding any credit transactions I make and the customer service staff are always pleasant and helpful. Reviewed on: 11th June 2024

Great to have paypal credit and pay in 3 options.

Great to have paypal credit and pay in 3 options. For when you can’t wait until payday. Also very simple to send money to friends and family. Reviewed on: 11th June 2024

PayPalCredit, Best credit option !

Using the PayPal credit is the easiest way to get my stuff and pay them later as you want, with or without interest . I recomend everyone to use PayPal credit . Thanks ! Reviewed on: 11th June 2024

Spot on.

Spot on...Just need more vendor to be able accept paypal. Reviewed on: 11th June 2024

PayPal is a great .

PayPal is a great resource in times of need a great helpful tool. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 42972 reviews
Payments
from PayPal 4.91 from 3691 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub