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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145299 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145299)

Paypal is invaluable.

I have used Paypal for many years and have found it invaluable in the way I use either payments or 0% credit. The flexibility of the service allows me to pick and choose the most cost advantageous method of paying for services or goods. Reviewed on: 18th April 2026

Spot on..

I use it regularly and find it convenient and first class with the buyer protection process. Reviewed on: 18th April 2026

Overall is good but once I received my salary or pa...

Overall is good but once I received my salary or pay late due to some admin issues and you guys fined me 12 pounds . Its not fair , sometimes its can be Reviewed on: 18th April 2026

They are very helpful and respond quickly to enquiries

They are very helpful and respond quickly to enquiries Reviewed on: 18th April 2026

I love i can pay for holidays and on any site and ha...

I love i can pay for holidays and on any site and have a great limit Reviewed on: 18th April 2026

Best UX ever.

Best UX ever. The app is very smooth and the additional delivery tracking feature is a great addition Reviewed on: 18th April 2026

PayPal is your friend

PayPal is forever reliable and fair. I’d recommend to anyone! Reviewed on: 18th April 2026

Very easy to setup and easy to use and manage...

Very easy to setup and easy to use and manage Reviewed on: 18th April 2026

Ease of use, convenient, highly recommended.

Ease of use, convenient, highly recommended. Reviewed on: 18th April 2026

Easy to use, quick access to credit and ability to s...

Easy to use, quick access to credit and ability to split payments is really helpful Reviewed on: 18th April 2026

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