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PayPal: PayPal Credit reviews

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4.90
Based on 94,544 reviews, last reviewed 5th May 2026
2018400% increase in 5 star reviews
in the past 90 days
5850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using PayPal 15 years always help me shopping... I am using PayPal 15 years always help me shopping Reviewed on: 5th May 2026
Saghir S's avatar
Saghir S

Latest lowest rating:

1

They closed my account without letting me know why a... They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and... Read more Reviewed on: 5th May 2026
DamienKings's avatar
DamienKings
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94544)

No probs whatsoever, what makes me believe that ever...

5
No probs whatsoever, what makes me believe that everything running smoothly. But there's always room for progress Reviewed on: 11th June 2024
Leonids A's avatar
Leonids A

Profound

5
PayPal credit is a credit facility that cares. The 4 months promotional offer is a game changer. Thank you PayPal. Reviewed on: 11th June 2024
NWAMAH O's avatar
NWAMAH O

Paypal Credit

5
Been using PayPal credit for quite a while now and it always provides a great time to be able to pay off large and small purchases. Interest rates aren’t high and it’s an affordable way to borrow money without having extortionate fees and interest rates. Will carry on using for the foreseeable. Also allows credit amount increases. Reviewed on: 11th June 2024
Ryan J's avatar
Ryan J

I can get goods and pay later it’s got a limit so ov...

5
I can get goods and pay later it’s got a limit so overspending isn’t possible Reviewed on: 11th June 2024
Gordon S's avatar
Gordon S

Extremely helpful when large sum of money is not ava...

5
Extremely helpful when large sum of money is not available at hand. Repayments are small and manageable. Reviewed on: 11th June 2024
justyna 's avatar
justyna

Provide good value for money got an alternative on h...

4
Provide good value for money got an alternative on how you pay your bills safely Reviewed on: 11th June 2024
Vale 's avatar
Vale

PayPal a great pal.

5
Always there when you need them. Reviewed on: 11th June 2024
John G's avatar
John G

It's always been there for when I needed it especia...

5
It's always been there for when I needed it especially pay in 3 Reviewed on: 11th June 2024
Tony t's avatar
Tony t

Top draw service

5
All ways quick and easy to deal with Reviewed on: 11th June 2024
Stephen i's avatar
Stephen i

Very handy.

5
Very handy. Good customer service Reviewed on: 11th June 2024
Emilia K's avatar
Emilia K

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