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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145248 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145248)

PayPal makes shopping online easy!

PayPal credit makes shipping a lot easier and is very easy to manage via app or website. Most retailers I shop with online let me use it which helps spreading the cost Reviewed on: 18th April 2026

When we are pay back money for credit card statement...

When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposited in the account Reviewed on: 18th April 2026

I find PayPal to be very useful for budgeting.

I find PayPal to be very useful for budgeting. Reviewed on: 18th April 2026

Incentive

I like that you can earn point when you spend Reviewed on: 18th April 2026

i am very satisfied, any time helped me this app !

i am very satisfied, any time helped me this app ! Thank you Reviewed on: 18th April 2026

Secure paypal

It’s safe using paypal. I use PayPal for many purchases especially if I am not sure of the companies I buy. Reviewed on: 18th April 2026

I like PayPal Credit because it combines flexible fi...

I like PayPal Credit because it combines flexible financing with genuinely responsive customer service when things go wrong. If I need to dispute a charge or get money back, the process is straightforward and the support team actually resolves issues rather than sending me in circles. On top of that, managing everything through the PayPal app is effortless — I can see my balance, track payments, and stay on top of my account without any friction. That combination of reliable support and easy day-to-day management makes it stand out from other credit options. Reviewed on: 18th April 2026

I love PayPal!

I love PayPal! I have a great credit and the interest is so small too Reviewed on: 18th April 2026

Best payment processor online

Love using paypal, I’ve had my account since 2009 and the products it has are incredible useful for day to day finances. Reviewed on: 18th April 2026

Decent services with varied offers applicable for da...

Decent services with varied offers applicable for daily purchases Reviewed on: 18th April 2026

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