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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 18th April 2026

PayPal for the win

Very helpful sorting any queries Reviewed on: 18th April 2026

PayPal is always at hand if they are needed.

PayPal is always at hand if they are needed. O have had good customer service. Reviewed on: 18th April 2026

Greet experience easy to use, krpt uptodate in progress

Greet experience easy to use, krpt uptodate in progress Reviewed on: 18th April 2026

Easy to use and understand.

Easy to use and understand. Easy to make payment and keep track of spending Reviewed on: 18th April 2026

Great Service

Easy to manage and use. Direct debit set up and changes are seamless and work really well. The 0% on high purchases are a good tool and make it more favourable to use than other providers as this is not for when you just take the product this continues throughout unlike others. When products do not arrive or are damaged the process of reclaiming is very helpful. Reviewed on: 18th April 2026

Ive had a very negative experience with paypal but i...

Ive had a very negative experience with paypal but it is often the only choice to use other than bank account Reviewed on: 18th April 2026

Spreading payment for purchases without interest is...

Spreading payment for purchases without interest is marvelous. There is also credit for further purchases. Reviewed on: 18th April 2026

Easy to use!

Easy to use! I love using PayPal to pay. The mobile App it is very handy. I va check my balance and make payments wherever I am. Reviewed on: 18th April 2026

I like using PayPal and the credit options have been...

I like using PayPal and the credit options have been really good. I think sometimes customer service is a bit slow and I also don't like paying something but PayPal and then it not coming out of my bank account for a few days. I wish I was instant Reviewed on: 18th April 2026

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