Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 94,565 reviews, last reviewed 5th May 2026
2019300% increase in 5 star reviews
in the past 90 days
5850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When I need a secure payment definitely use a PayPal . When I need a secure payment definitely use a PayPal .all the time Best service Reviewed on: 5th May 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

They closed my account without letting me know why a... They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and... Read more Reviewed on: 5th May 2026
DamienKings's avatar
DamienKings

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (94565)

Simple, easy and a sigh of relief.

5
Simple, easy and a sigh of relief. Makes online shopping safer! Reviewed on: 11th June 2024

Excellent service

5
A very easy app to use deal with issues promptly pal pal credit is excellent would recommend to anyone Reviewed on: 11th June 2024

Amazing so easy to use I highly recommend to anyone

5
Amazing so easy to use I highly recommend to anyone Reviewed on: 11th June 2024

Always been very happy with my PayPal account

5
Always been very happy with my PayPal account Reviewed on: 11th June 2024

Always a good experience with the variety of payment...

4
Always a good experience with the variety of payment options Reviewed on: 11th June 2024

Its a good service if you wanna stretch your money o...

5
Its a good service if you wanna stretch your money out abit more. Reviewed on: 11th June 2024

Amazing, it’s a life saver for last minute purchases

5
Amazing, it’s a life saver for last minute purchases Reviewed on: 11th June 2024

Used to purchase a new bike at 0% over 12months, eas...

5
Used to purchase a new bike at 0% over 12months, easy to set up and pay back Reviewed on: 11th June 2024

Very good payment option lil confusing

5
Very good payment option lil confusing Reviewed on: 11th June 2024

Brilliant love the pay in 3 option with no interest...

5
Brilliant love the pay in 3 option with no interest Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review