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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732482547897706476 (144784 reviews)

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4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've had a positive experience with PayPal credit it...

I've had a positive experience with PayPal credit it's been a smooth journey with adequate communication and quick service Reviewed on: 13th June 2026

Pay pal is one of the most flexible credit lines and...

Pay pal is one of the most flexible credit lines and is accepted in many places. With Pay pal I am confident that my accounts are secure and my psymemts secure as well. Reviewed on: 13th June 2026

Using PayPal credit is my go to.

Using PayPal credit is my go to. Three months interest free you just can’t beat Reviewed on: 13th June 2026

The best been with PayPal 10/15 years

The best been with PayPal 10/15 years Reviewed on: 13th June 2026

Highly recommend

Always super helpful whenever there’s an issue with them or a merchant. Reviewed on: 13th June 2026

Excellent Service and Easy Application

I’ve had a great experience with PayPal Credit. The application process was straightforward and easy to complete. The platform is user-friendly, payments are simple to manage, and having flexible credit options has been very helpful. Overall, I am satisfied with the service and would recommend PayPal Credit to others looking for a convenient way to spread the cost of purchases.” Reviewed on: 13th June 2026

Amazing, I wouldn't use anything else

Amazing, I wouldn't use anything else Reviewed on: 13th June 2026

Easy and convenient

This service is so easy and convenient to use and allows me access to funds when I need them Reviewed on: 13th June 2026

Pay Pal makes life easier

Pay Pal makes life easier to pay online, either paying in full from my bank, spreading the cost or adding to credit. Easy to manage online, fitting easily to my lifestyle. Reviewed on: 13th June 2026

Reliable, trustworthy and secure - the best!

Reliable, trustworthy and secure - a good option in a risky world. PayPal Credit is a leader in its field. For a bigger purchases it is always my first choice with a simple, clear and intuitive platform. Reviewed on: 13th June 2026

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