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PayPal: PayPal Credit reviews

4.90
Based on 100,028 reviews, last reviewed 6th May 2026
2270950% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not experienced any issues. Not experienced any issues. Always straight forward Reviewed on: 6th May 2026
LWyl's avatar
LWyl

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100028)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helpful for unexpected events

5
PayPal Credit is great for those unexpected moments and the 0% interest for 4 months is extremely helpful! Reviewed on: 3rd May 2026

Great easy card to use, just a shame no balance tran...

4
Great easy card to use, just a shame no balance transfers are available Reviewed on: 3rd May 2026

Simply the best, use PayPal all the time.

5
Simply the best, use PayPal all the time. Reviewed on: 3rd May 2026

Brilliant feel really safe as a senior citizen it’s...

5
Brilliant feel really safe as a senior citizen it’s nice to feel safe Reviewed on: 3rd May 2026

Good options for finance, easy to use.

5
Good options for finance, easy to use. Reviewed on: 3rd May 2026

best way to pay online and 3 ways to pay in installm...

5
best way to pay online and 3 ways to pay in installment is great feature Reviewed on: 3rd May 2026

Very easy to use and I suggest everyone to...

5
Very easy to use and I suggest everyone to use paypal Reviewed on: 3rd May 2026

Very easy to use and great at giving reminders for p...

5
Very easy to use and great at giving reminders for payment due dates. Reviewed on: 3rd May 2026

Good app, easy use.

5
Good app, easy use. Clear communication. Reviewed on: 3rd May 2026

I feel paypal makes me feel safer and more comforata...

5
I feel paypal makes me feel safer and more comforatable paying online for items. In a world thats full of scams. PayPal is indeed our online hero. Reviewed on: 3rd May 2026