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PayPal: PayPal Credit reviews

4.90
Based on 100,090 reviews, last reviewed 6th May 2026
2273750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good Paypal is easy to use and navigate its services Reviewed on: 6th May 2026
KIF's avatar
KIF

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good, easy to use, professional service

5
Very good, easy to use, professional service Reviewed on: 3rd May 2026

My first go to card

5
I just find PayPal so easy it’s just does what it says on the tin excellent Reviewed on: 3rd May 2026

Great never had a problem always reliable

5
Great never had a problem always reliable Reviewed on: 3rd May 2026

PayPal offers great flexibility

5
I like the flexibility PayPal offers with pay in 3 and interest free credit on longer term purchases. They are also great when you have a dispute. Reviewed on: 3rd May 2026

paypal always feel safe

5
I love paypal always feel safe when using it pay for 90% of items on paypal Reviewed on: 3rd May 2026

PayPal customer experience

5
Used PayPal for some time with no issues and would recommend it. Reviewed on: 3rd May 2026

purchase and pay with ease

5
able to purchase on credit and pay within timescale for 0 interest Reviewed on: 3rd May 2026

The best credit card I have ever had

5
Flexibility, being able to pay off each purchase over 99£ in four months.no hidden fees, great account. Credit limit could be a little higher. Reviewed on: 3rd May 2026

overall very happy

5
Very happy with the option of paying in 4 times Reviewed on: 3rd May 2026

Everything is easy and straightforward.

5
Everything is easy and straightforward. Reviewed on: 3rd May 2026